Credit union · NCUA insured
DuPont Community Credit Union
A $2.1B credit union, the 255th largest of 4,329, headquartered in Waynesboro, VA, with 123,924 members and 15 branches in Virginia. Best rates: CDs 3.82% and savings 1.00% APY.
DuPont Community Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#1 of 12 in Staunton, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About DuPont Community Credit Union
Founded in 1959 as Waynesboro DuPont Employees Credit Union, Inc. to serve DuPont plant workers, DCCU is a member-owned financial cooperative headquartered in Waynesboro, Virginia.
The credit union expanded into a community-chartered institution in 1997 and now operates 14 convenient branch locations serving communities across the Shenandoah Valley region.
- Headquarters
- 1154 Shenandoah Village Dr, Waynesboro, VA 22980
- NCUA charter
- 62474
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or volunteers within DCCU's field of membership (Augusta County, Bath County, Buena Vista, Clarke County, Frederick County, Harrisonburg, Highland County, Lexington, Page County, Rockbridge County, Rockingham County, Shenandoah County, Staunton, Warren County, Waynesboro, or Winchester).
Family and household
- Membership is open to individuals within the immediate family or household of an eligible individual.
Other ways
- Businesses and other legal entities within the field of membership are eligible for membership.
Cost to join
- Membership requires a share deposit/investment of $5 in a savings account.
Branches
15 branches in Virginia
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Virginia
15 branches
Staunton area · 9
- DCCU Branch - Windward Pointe32 Windward Dr, Unit Space #360, Fishersville, VA 22939Directions
- DCCU Branch - Community Way Office105 Community Way, Staunton, VA 24401Directions
- DCCU Branch - Downtown Staunton410 N Augusta St, Staunton, VA 24401Directions
- DCCU Branch - Stuarts Draft Office2518 Stuarts Draft Hwy, Stuarts Draft, VA 24477Directions
- DCCU Branch - Verona Office315 Lee Hwy, Verona, VA 24482Directions
- DCCU Branch - Lucy Lane Office140 Lucy Ln, Waynesboro, VA 22980Directions
- DCCU Branch - Riverside Office200 E Broad St, Waynesboro, VA 22980Directions
- DCCU Branch - West Main Office2200 W Main St, Waynesboro, VA 22980Directions
- DCCU Operations Center1140 Shenandoah Village Dr, Waynesboro, VA 22980Directions
Harrisonburg area · 4
- DCCU Branch - Kaylor Office47 W Kaylor Park Dr, Harrisonburg, VA 22801Directions
- DCCU Branch - Reservoir Office1925 Reservoir St, Harrisonburg, VA 22801Directions
- DCCU Branch - South High Street Office1820 S High St, Harrisonburg, VA 22801Directions
- DCCU Branch - Stone Port1900 Stone Spring Rd, Harrisonburg, VA 22801Directions
Lexington area · 1
- DCCU Branch - Lexington Office1130 N Lee Hwy, Lexington, VA 24450Directions
Woodstock area · 1
- DCCU Branch - Woodstock Office1025 Woodstock Commons Dr, Woodstock, VA 22664Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.91% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.33% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.03% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $64 | $88 | — |
- CapitalNet worth ratio10.91%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.33%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.03%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$64Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of DuPont Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.