Credit union · NCUA insured
Greater Chautauqua Federal Credit Union CD Rates
Top CarrotGreater Chautauqua Federal Credit Union’s best CD rate is 3.80% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Greater Chautauqua Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Jamestown, NY, where Greater Chautauqua Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Chautauqua Federal Credit Union
3.80%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,052
Share Certificates
Top rate
Lake Shore Bank
4.44%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $673
2nd-highest rate
Centra Credit Union
4.35%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $288
Greater Chautauqua Federal Credit Union CD score
82
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.43%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.80%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Chautauqua Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 6 terms
Dividends compounded daily and posted quarterly. Early withdrawal penalty applies. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.43% | $170 |
| 12 months | 3.50% | $350 |
| 18 months | 3.49% | $528 |
| 24 months | 3.70% | $754 |
| 36 months | 3.75% | $1,168 |
| 60 months | 3.80% | $2,052 |
Sources (2)
- greatercfcu.com/accounts/perso…/share-certificates.html
- greatercfcu.com/services-tools/tools/rates.html
All captured Sep 17, 2026
Special-purpose accounts
Teen Certificate
4.58%APY · 1 term
Available to savers up to 18 years old. Withdrawal before 12 month maturity will result in the loss of dividends and account closure. No monthly service fee.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarn promotional dividend rate on balances up to $2,500; maximum certificate amount is stated as $5,000 on product page | 4.58% | — |
Sources (3)
- greatercfcu.com/accounts/youth-accounts
- greatercfcu.com/accounts/youth…ts/teen-certificate.html
- greatercfcu.com/services-tools/tools/rates.html
All captured Sep 17, 2026
IRA Certificates
Up to 3.85%APY · 3 terms
Traditional and Roth IRA options available. Dividends compounded daily and posted quarterly. Early withdrawal penalty may be imposed. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 3.60% | $452 |
| 36 months | 3.80% | $1,185 |
| 60 months | 3.85% | $2,082 |
Sources (2)
- greatercfcu.com/accounts/perso…ement-accounts-iras.html
- greatercfcu.com/services-tools/tools/rates.html
All captured Sep 17, 2026
Who can join Greater Chautauqua Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in the Chautauqua area are eligible to become a member.
Membership information collected October 5, 2026.