Credit union · NCUA insured
Clean Energy Credit Union
A $127.1M credit union headquartered in Englewood, CO, with 13,256 members. Best rates: CDs 3.92% and savings 1.61% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards.
- CDs—4.18%CD rates →
- Savings—2.33%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Clean Energy Credit Union
Founded in 2017, Clean Energy Federal Credit Union is a member-owned financial cooperative that serves members nationwide across all 50 states as an online-only institution.
The credit union is a Certified B Corporation dedicated to clean energy lending, including loans for solar photovoltaic systems, electric vehicles, and green home improvements.
- Headquarters
- 116 Inverness Dr E, Ste 450, Englewood, CO 80112
- NCUA charter
- 24889
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who is U.S.-based can gain membership eligibility free of charge by selecting 'Enroll me as a member of Solar United Neighbors at no cost' during the application process.
Employers and groups
- Members of recognized affiliate organizations are eligible for membership.
- Employees and volunteers of Clean Energy Credit Union, Our Climate, or 350 Colorado are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) and household members of eligible individuals or existing members are eligible to join.
Cost to join
- Opening a savings account requires a minimum starting deposit of $5.
Branches
Branches
No public branch offices are listed in the regulator directory.
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.81% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.74% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.20% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio9.81%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.74%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.20%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Clean Energy Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.