Credit union · NCUA insured
New Dimensions Federal Credit Union CD Rates
New Dimensions Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How New Dimensions Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Augusta, ME, where New Dimensions Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Dimensions Federal Credit Union
3.82%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $382
Share Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Winthrop Area Federal Credit Union
4.28%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,331
New Dimensions Federal Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.71%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Dimensions Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 7 terms
Membership eligibility required. Early withdrawal penalties apply. Rates effective October 1, 2026.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty of 90 days dividends | 3.56% | $176 |
| 12 monthsEarly withdrawal penalty of 180 days dividends | 3.82% | $382 |
| 18 monthsEarly withdrawal penalty of 270 days dividends | 3.71% | $562 |
| 24 monthsEarly withdrawal penalty of 360 days dividends | 3.71% | $756 |
| 36 monthsEarly withdrawal penalty of 540 days dividends | 3.56% | $1,106 |
| 48 monthsEarly withdrawal penalty of 720 days dividends | 3.35% | $1,409 |
| 60 monthsEarly withdrawal penalty of 900 days dividends | 3.09% | $1,643 |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.82%APY · 7 terms
Membership eligibility required. Cannot be opened online at this time and must be opened in person (tax documents required). Early withdrawal penalties and tax penalties may apply. Rates effective October 1, 2026.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty of 90 days dividends | 3.56% | $176 |
| 12 monthsEarly withdrawal penalty of 180 days dividends | 3.82% | $382 |
| 18 monthsEarly withdrawal penalty of 270 days dividends | 3.71% | $562 |
| 24 monthsEarly withdrawal penalty of 360 days dividends | 3.71% | $756 |
| 36 monthsEarly withdrawal penalty of 540 days dividends | 3.56% | $1,106 |
| 48 monthsEarly withdrawal penalty of 720 days dividends | 3.35% | $1,409 |
| 60 monthsEarly withdrawal penalty of 900 days dividends | 3.09% | $1,643 |
Sources (2)
All captured Oct 3, 2026
Youth Share Certificates
3.82%APY · 1 term
Membership eligibility required. Early withdrawal penalties apply. Rates effective October 1, 2026.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFor ages 0-11 (Monty Moose). Early withdrawal penalty of 180 days dividends | 3.82% | $382 |
Sources (1)
- newdimensionsfcu.com/accounts/deposit-rates · captured Oct 3, 2026
Who can join New Dimensions Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Field of membership covers specified service areas in Franklin, Waldo, Kennebec, and Somerset counties.
Membership information collected October 4, 2026.