Credit union · NCUA insured
Clean Energy Credit Union CD Rates
Clean Energy Credit Union’s best CD rate is 3.92% APY on a 2-year share certificate (CD). Terms run from 6 months to 10 years. Rates checked October 22, 2026.
How Clean Energy Credit Union’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This credit union’s best
Clean Energy Credit Union
3.71%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $756
Clean Energy Certificate of Deposit (CD)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Clean Energy Certificate of Deposit (CD)
Up to 3.71%APY · 7 terms
Must be a member of Clean Energy Credit Union. $1,000 minimum deposit/balance requirement. Early withdrawal penalties may apply. Dividend Rate/APY may change at any time.
| Term | APY · $1,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.56% | 3.56% | 3.56% | 3.56%3.56% $25k–$100k3.56% from $100k | $176 |
| 12 months | 3.56% | 3.56% | 3.56% | 3.56%3.56% $25k–$100k3.56% from $100k | $356 |
| 24 months | 3.71% | 3.82% | 3.92% | 3.71%3.82% $25k–$100k3.92% from $100k | $756 |
| 36 months | 3.09% | 3.20% | 3.30% | 3.09%3.20% $25k–$100k3.30% from $100k | $956 |
| 48 months | 2.32% | 2.43% | 2.53% | 2.32%2.43% $25k–$100k2.53% from $100k | $961 |
| 60 months | 2.38% | 2.48% | 2.58% | 2.38%2.48% $25k–$100k2.58% from $100k | $1,248 |
| 120 months | 2.48% | 2.58% | 2.68% | 2.48%2.58% $25k–$100k2.68% from $100k | $2,776 |
Sources (1)
- cleanenergycu.org/personal/certificates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificate of Deposit (CD)
Up to 4.18%APY · 7 terms
Must be the primary member of a Clean Energy Credit Union account to open an IRA. Available as Roth IRA or Traditional IRA. Minimum balance requirement = $1,000. Early withdrawal penalties may apply. Dividend Rate/APY may change at any time.
| Term | APY · $1,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 4.18% | 4.18% | 4.18% | 4.18%4.18% $25k–$100k4.18% from $100k | $207 |
| 12 months | 3.87% | 3.97% | 4.07% | 3.87%3.97% $25k–$100k4.07% from $100k | $387 |
| 24 months | 3.71% | 3.82% | 3.92% | 3.71%3.82% $25k–$100k3.92% from $100k | $756 |
| 36 months | 3.20% | 3.30% | 3.40% | 3.20%3.30% $25k–$100k3.40% from $100k | $991 |
| 48 months | 2.43% | 2.53% | 2.63% | 2.43%2.53% $25k–$100k2.63% from $100k | $1,008 |
| 60 months | 2.48% | 2.58% | 2.68% | 2.48%2.58% $25k–$100k2.68% from $100k | $1,303 |
| 120 months | 2.58% | 2.68% | 2.78% | 2.58%2.68% $25k–$100k2.78% from $100k | $2,901 |
Sources (2)
All captured Sep 17, 2026
Who can join Clean Energy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who is U.S.-based can gain membership eligibility free of charge by selecting 'Enroll me as a member of Solar United Neighbors at no cost' during the application process.
Employers and groups
- Members of recognized affiliate organizations are eligible for membership.
- Employees and volunteers of Clean Energy Credit Union, Our Climate, or 350 Colorado are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) and household members of eligible individuals or existing members are eligible to join.
Cost to join
- Opening a savings account requires a minimum starting deposit of $5.
Membership information collected October 4, 2026.