Credit union · NCUA insured
Central Valley Firefighters Credit Union
A $49.9M credit union headquartered in Fresno, CA, with 2,494 members and 1 branch in California. Best rates: CDs 3.71% and savings 0.15% APY.
Central Valley Firefighters Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#7 of 24 in Fresno, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Central Valley Firefighters Credit Union
Founded in 1935 as Fresno Fire Department Credit Union, Central Valley Firefighters Credit Union is headquartered in Fresno, California.
The member-owned cooperative serves active and retired fire service personnel and their families, adopting its current name in 2018.
- Headquarters
- 5300 N Fresno St, Fresno, CA 93710-6828
- NCUA charter
- 68008
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Open to active and retired employees of the fire service living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Family and household
- Open to family members (spouses, parents, grandparents, siblings, children, grandchildren) of active and retired fire service employees living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Branches
1 branch in California
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California
1 branch
- Central Valley Firefighters Credit UnionMain office5300 N Fresno St, Fresno, CA 93710Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.38% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $61 | $59 | — |
- CapitalNet worth ratio13.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.38%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$61Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Central Valley Firefighters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.