Credit union · NCUA insured
CPS IBEW FCU
Top CarrotA $55.8M credit union headquartered in San Antonio, TX, with 3,926 members and 1 branch in Texas. Best rates: CDs 3.81% and savings 1.85% APY.
CPS IBEW FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#8 of 47 in San Antonio, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CPS IBEW FCU
Founded in 1938 in San Antonio, Texas, City Public Service/IBEW Federal Credit Union is a member-owned financial institution.
The credit union exclusively serves CPS Energy employees and their immediate and extended family members.
- Headquarters
- 1002 Camden ST, San Antonio, TX 78215-1452
- NCUA charter
- 3710
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CPS Energy are eligible to join the credit union.
Family and household
- Immediate and extended family members of credit union members are eligible to join.
Cost to join
- Opening an account requires a $5 minimum share deposit and two valid forms of identification.
Branches
1 branch in Texas
Loading map…
Texas
1 branch
- Main OfficeMain office1002 Camden ST, San Antonio, TX 78215Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.86% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.97% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio14.86%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.97%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CPS IBEW FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.