Credit union · NCUA insured
Cooperative Choice Network Credit Union
Top CarrotA $207.2M credit union headquartered in Peoria, IL, with 12,320 members and 4 branches in Illinois. Best rates: CDs 3.97% and savings 2.32% APY.
Cooperative Choice Network Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#1 of 27 in Peoria, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cooperative Choice Network Credit Union
Cooperative Choice Network Credit Union is headquartered in Peoria, Illinois.
- Headquarters
- 3927 N University St, Peoria, IL 61614
- NCUA charter
- 63783
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Association of Illinois Electric and Telephone Cooperatives – All subsidiaries are eligible for membership.
- Employees of Ameren Illinois are eligible for membership.
- City Link employees are eligible for membership.
- Employees of OSF Corporate Office are eligible for membership.
- Employees of OSF Healthplans are eligible for membership.
- Employees of OSF Internal Medicine are eligible for membership.
30 more ways to join
Employers and groups
- Employees of OSF St. Francis Medical Center are eligible for membership.
- Employees of OSF St. Mary Medical Center are eligible for membership.
- Employees of OSF Healthcare Systems – All subsidiaries are eligible for membership.
- Employees of POINTCORE Construction are eligible for membership.
- Employees of St. Francis Inc. are eligible for membership.
- Employees of Toulon Healthcare Center are eligible for membership.
Military, government and schools
- Employees of the Bureau of Alcohol, Tobacco and Firearms are eligible for membership.
- Employees of U.S. District Courts are eligible for membership.
- Employees of the U.S. Department of Labor are eligible for membership.
- Employees of the United States Government in Peoria, Illinois (excluding Postal Service employees) are eligible for membership.
- Employees of the Federal Highway Administration are eligible for membership.
- Employees/students of Good Shepard Lutheran School are eligible for membership.
- Employees of the General Services Administration are eligible for membership.
- Employees of Hartsburg-Emden Community School District #21 are eligible for membership.
- Staff, students, and alumni of ICC are eligible for membership.
- Internal Revenue Service employees are eligible for membership.
- Employees of Low-Point Washburn School District #21 are eligible for membership.
- Employees of the U.S. Marshall Service are eligible for membership.
- All Mason County School District employees are eligible for membership.
- Employees of Midwest Central School District #191 are eligible for membership.
- Staff and students of Pekin High School are eligible for membership.
- All Peoria County School District employees are eligible for membership.
- Employees of the U.S. Small Business Administration are eligible for membership.
- Employees of the Social Security Administration are eligible for membership.
- All Tazewell County School District employees are eligible for membership.
- Employees of the United States Attorney's Office are eligible for membership.
- Employees of U.S. Department of Agriculture (Consolidated Farm Services, IL Agriculture Statistics Serv., Farm Serv. Agency) are eligible for membership.
- All Woodford County School District employees are eligible for membership.
Family and household
- Direct family members of existing account holders are eligible for membership, including spouses, parents (and step-parents/parents-in-law), siblings (and step-siblings/in-laws), children, grandparents, aunts, uncles, nieces, and nephews.
Other ways
- Members of Metamora St. Mary's Parish of Metamora, IL and St. Mary's of Lourdes Parish in Metamora, IL are eligible for membership.
Cost to join
- A $1.00 membership fee is required.
- A membership share of $5.00 par value is required.
Branches
4 branches in Illinois
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Illinois
4 branches
Peoria area · 3
- PMCU Division105 E Partridge St, Metamora, IL 61548Directions
- TCSCU Division - Pekin1470 Valle Vista Blvd, Pekin, IL 61554Directions
- University3919 N University St, Peoria, IL 61614Directions
Springfield area · 1
- IECFCU & IRSECU Division3900 Wood Duck Dr, Suite F, Springfield, IL 62711Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.72% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.37% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.34% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $61 | $76 | — |
- CapitalNet worth ratio12.72%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.37%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$61Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cooperative Choice Network Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.