Credit union · NCUA insured
DuPont Community Credit Union CD Rates
DuPont Community Credit Union’s best CD rate is 3.82% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How DuPont Community Credit Union’s CD rates compare
Compared with banks and credit unions near Staunton, VA, where DuPont Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DuPont Community Credit Union
3.82%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $578
Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
DuPont Community Credit Union CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.82%
- 31–60 months31–60 mo3.66%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DuPont Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.82%APY · 9 terms
Dividends compounded monthly and paid monthly. Early withdrawal penalty: 6 months to 18 months = 3 month dividends whether earned or not; 2 years to 5 years = 6 month dividends whether earned or not. Automatic renewal. Fees may reduce earnings on your accounts. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply (6 months to 18 months = 3 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.40% | $169 |
| 12 monthsEarly withdrawal penalties may apply (6 months to 18 months = 3 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.45% | $345 |
| 15 monthsEarly withdrawal penalties may apply (6 months to 18 months = 3 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.30% | $414 |
| 18 monthsEarly withdrawal penalties may apply (6 months to 18 months = 3 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.82% | $578 |
| 24 monthsEarly withdrawal penalties may apply (2 years to 5 years = 6 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.71% | $756 |
| 30 monthsEarly withdrawal penalties may apply (2 years to 5 years = 6 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.66% | $940 |
| 36 monthsEarly withdrawal penalties may apply (2 years to 5 years = 6 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalties may apply (2 years to 5 years = 6 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.51% | $1,480 |
| 60 monthsEarly withdrawal penalties may apply (2 years to 5 years = 6 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings | 3.66% | $1,969 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
HSA Certificates
Up to 3.82%APY · 9 terms
Requires qualifying for a Health Savings Account (HSA) with a High Deductible Health Plan (HDHP). Minimum balance of $1,000. Early withdrawal penalties may apply. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.40% | $169 |
| 12 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.45% | $345 |
| 15 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.30% | $414 |
| 18 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.82% | $578 |
| 24 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.71% | $756 |
| 30 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.66% | $940 |
| 36 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.51% | $1,480 |
| 60 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.66% | $1,969 |
IRA Certificates
Up to 3.82%APY · 9 terms
Available for Traditional and Roth IRAs. Minimum balance of $1,000. Early withdrawal penalties apply (90-day dividend penalty for 1-year certificate, 180-day dividend penalty for 2 to 5-year certificates). Automatic renewal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.40% | $169 |
| 12 monthsEarly withdrawal penalties may apply (90-day dividend penalty). Fees may reduce earnings on your accounts | 3.45% | $345 |
| 15 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.30% | $414 |
| 18 monthsEarly withdrawal penalties may apply. Fees may reduce earnings on your accounts | 3.82% | $578 |
| 24 monthsEarly withdrawal penalties may apply (180-day dividend penalty). Fees may reduce earnings on your accounts | 3.71% | $756 |
| 30 monthsEarly withdrawal penalties may apply (180-day dividend penalty). Fees may reduce earnings on your accounts | 3.66% | $940 |
| 36 monthsEarly withdrawal penalties may apply (180-day dividend penalty). Fees may reduce earnings on your accounts | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalties may apply (180-day dividend penalty). Fees may reduce earnings on your accounts | 3.51% | $1,480 |
| 60 monthsEarly withdrawal penalties may apply (180-day dividend penalty). Fees may reduce earnings on your accounts | 3.66% | $1,969 |
Who can join DuPont Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or volunteers within DCCU's field of membership (Augusta County, Bath County, Buena Vista, Clarke County, Frederick County, Harrisonburg, Highland County, Lexington, Page County, Rockbridge County, Rockingham County, Shenandoah County, Staunton, Warren County, Waynesboro, or Winchester).
Family and household
- Membership is open to individuals within the immediate family or household of an eligible individual.
Other ways
- Businesses and other legal entities within the field of membership are eligible for membership.
Cost to join
- Membership requires a share deposit/investment of $5 in a savings account.
Membership information collected October 4, 2026.