Credit union · NCUA insured
Central Valley Firefighters Credit Union CD Rates
Central Valley Firefighters Credit Union’s best CD rate is 3.71% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Central Valley Firefighters Credit Union’s CD rates compare
Compared with banks and credit unions near Fresno, CA, where Central Valley Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Central Valley Firefighters Credit Union
3.71%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $756
Share Certificate
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Central Valley Firefighters Credit Union CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.71%
- QualifiedQualified3.71%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Valley Firefighters Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.71%APY · 3 terms
Fixed rate dividend. Minimum opening balance and minimum balance to earn dividends is $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Minimum to earn dividend is $1,000 | 3.30% | $164 |
| 12 monthsFixed rate. Minimum to earn dividend is $1,000 | 3.55% | $355 |
| 24 monthsFixed rate. Minimum to earn dividend is $1,000 | 3.71% | $756 |
Sources (1)
- cvfirecu.org/rates · captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 4.12%APY · 2 terms
Fixed rate dividend. Minimum opening balance and minimum balance to earn dividends is $1,000. IRA Annual Maintenance Fee of $20.00 applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Minimum to earn dividend is $1,000. Subject to $20.00 IRA Annual Maintenance fee | 3.54% | $175 |
| 12 monthsFixed rate. Minimum to earn dividend is $1,000. Subject to $20.00 IRA Annual Maintenance fee | 4.12% | $412 |
Who can join Central Valley Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Open to active and retired employees of the fire service living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Family and household
- Open to family members (spouses, parents, grandparents, siblings, children, grandchildren) of active and retired fire service employees living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Membership information collected October 5, 2026.