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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in North Dakota

Showing 1–25 of 49 scored for CDs

  1. Empeople Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 4.00%

    Credit union · 3 branches

    95CD score#1 in North Dakota
  2. Dakota Community Bank & Trust3–8 mo 3.03% · 9–15 mo 4.02% · 16–30 mo 4.60% · 31–60 mo 4.80%

    Bank · 12 branches

    94CD score#2 in North Dakota
  3. Hometown Credit Union3–8 mo 3.29% · 9–15 mo 4.27% · 16–30 mo 4.37% · 31–60 mo 4.47%

    Credit union · 5 branches

    94CD score#3 in North Dakota
  4. Aspire Credit Union3–8 mo 4.00% · 9–15 mo 4.35% · 16–30 mo 4.05% · 31–60 mo 4.05%

    Credit union · 1 branch

    93CD score#4 in North Dakota
  5. Bell Bank3–8 mo 4.29% · 9–15 mo 3.75% · 16–30 mo 4.30% · 31–60 mo 3.75%

    Bank · 10 branches

    92CD score#5 in North Dakota
  6. United Valley Bank3–8 mo 4.15% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 3.25%

    Bank · 3 branches

    92CD score#6 in North Dakota
  7. Affinity First Federal Credit Union3–8 mo 4.11% · 9–15 mo 4.11% · 16–30 mo 3.96% · 31–60 mo 4.11%

    Credit union · 1 branch

    92CD score#7 in North Dakota
  8. BankNorth3–8 mo 4.20% · 9–15 mo 4.16% · 16–30 mo 4.16% · 31–60 mo 3.50%

    Bank · 9 branches

    92CD score#7 in North Dakota
  9. Magnifi Financial3–8 mo 3.25% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 3.25%

    Credit union · 2 branches

    91CD score#9 in North Dakota
  10. Kirkwood Bank3–8 mo 3.79% · 9–15 mo 4.10% · 16–30 mo 4.27% · 31–60 mo 4.00%

    Bank · 4 branches

    91CD score#10 in North Dakota
  11. Railway Credit Union3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 3.75% · 31–60 mo 4.25%

    Credit union · 3 branches

    90CD score#11 in North Dakota
  12. Town and Country Credit Union3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 4.00%

    Credit union · 10 branches

    89CD score#12 in North Dakota
  13. First State Bank3–8 mo 3.28% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 3.00%

    Bank · 5 branches

    89CD score#13 in North Dakota
  14. First Community Credit Union3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 4.30% · 31–60 mo —

    Credit union · 23 branches

    89CD score#14 in North Dakota
  15. Bank Forward3–8 mo 4.05% · 9–15 mo 4.05% · 16–30 mo 4.06% · 31–60 mo 3.25%

    Bank · 10 branches

    88CD score#15 in North Dakota
  16. Border Bank3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo —

    Bank · 2 branches

    88CD score#16 in North Dakota
  17. American State Bank & Trust (Williston)3–8 mo 3.93% · 9–15 mo 4.01% · 16–30 mo 4.25% · 31–60 mo 2.65%

    Bank · 2 branches

    88CD score#17 in North Dakota
  18. State Bank of Bottineau3–8 mo 3.84% · 9–15 mo 3.94% · 16–30 mo 4.04% · 31–60 mo 4.04%

    Bank · 1 branch

    88CD score#18 in North Dakota
  19. Capital Credit Union of North Dakota3–8 mo 4.15% · 9–15 mo 4.15% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 12 branches

    88CD score#19 in North Dakota
  20. First Western Bank3–8 mo 3.79% · 9–15 mo 4.11% · 16–30 mo 4.20% · 31–60 mo —

    Bank · 8 branches

    88CD score#20 in North Dakota
  21. Dakota Western Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.50%

    Bank · 5 branches

    87CD score#21 in North Dakota
  22. KodaBank3–8 mo 3.60% · 9–15 mo 4.26% · 16–30 mo 3.30% · 31–60 mo 3.40%

    Bank · 9 branches

    86CD score#22 in North Dakota
  23. Service Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 3.00% · 31–60 mo 2.50%

    Credit union · 1 branch

    86CD score#23 in North Dakota
  24. Western Cooperative Credit Union3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo —

    Credit union · 8 branches

    85CD score#24 in North Dakota
  25. Gate City Bank3–8 mo 4.00% · 9–15 mo 3.50% · 16–30 mo 3.70% · 31–60 mo 3.25%

    Bank · 35 branches

    84CD score#25 in North Dakota

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 56 of the 105 institutions with a branch in North Dakota have too few rates published or captured to score. Rankings are a preview, not awards.