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Credit union · NCUA insured

Western Cooperative Credit Union CD Rates

Western Cooperative Credit Union’s best CD rate is 4.25% APY on a 7-month share certificate (CD). Terms run from 7 months to 2 years. Rates checked October 22, 2026.

How Western Cooperative Credit Union’s CD rates compare

Compared with banks and credit unions near Williston, ND, where Western Cooperative Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Western Cooperative Credit Union

    4.25%APY

    Term
    7 months
    Minimum
    $1,000
    Earns on $10,000
    $246

    Certificates of Deposit

  • 2nd-highest rate

    First International Bank & Trust

    4.25%APY

    Term
    13 months
    Minimum
    $2,500
    Earns on $10,000
    $461

    First International Bank & Trust rates

  • 3rd-highest rate

    American State Bank & Trust (Williston)

    4.25%APY

    Term
    23 months
    Minimum
    —
    Earns on $10,000
    $830

    American State Bank & Trust (Williston) rates

Compare CD rates near you →

Western Cooperative Credit Union CD score

85

CD score

Higher than 69% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.25%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo2.50%
  • QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Western Cooperative Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Western Cooperative Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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