Credit union · NCUA insured
Capital Credit Union of North Dakota
Top CarrotA $907.8M credit union headquartered in Bismarck, ND, with 32,476 members and 12 branches in North Dakota. Best rates: CDs 4.15% and savings 0.50% APY.
Capital Credit Union of North Dakota Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#2 of 12 in Bismarck, ND metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Capital Credit Union of North Dakota
- Headquarters
- 204 W Thayer Ave, Bismarck, ND 58501
- NCUA charter
- 61637
Branches
12 branches in North Dakota
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North Dakota
12 branches
Bismarck area · 8
- Main OfficeMain office204 W Thayer Ave, Bismarck, ND 58501Directions
- North3101 N 11th St, Bismarck, ND 58503Directions
- Northwest1550 Burnt Boat Dr, Bismarck, ND 58503Directions
- South835 S Washington St, Bismarck, ND 58504Directions
- Sunrise3103 Yorktown Dr Suite 3, Bismarck, ND 58503Directions
- Flasher105 N Main St, Flasher, ND 58535Directions
- Mandan600 E Main St, Mandan, ND 58554Directions
- New Salem316 Main Ave, New Salem, ND 58563Directions
Fargo area · 3
- Fargo 13th Ave4900 13th Ave S, Fargo, ND 58103Directions
- Fargo Central3137 32nd Ave S, Fargo, ND 58103Directions
- Fargo Veterans3216 Veterans Blvd S, Fargo, ND 58104Directions
Hazen area · 1
- Hazen145 Main Rd E, Hazen, ND 58545Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.09% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.80% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio13.09%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.80%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Capital Credit Union of North Dakota are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.