Bank · FDIC insured
Dakota Western Bank CD Rates
Dakota Western Bank’s best CD rate is 4.00% APY on a 6-month CD. Terms run from 3 months to 6 years. Rates checked October 22, 2026.
How Dakota Western Bank’s CD rates compare
Compared with banks and credit unions in North Dakota, where Dakota Western Bank has the most branches. $10,000, best rate first.
This bank’s best
Dakota Western Bank
4.00%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $198
Regularly Advertised CDs
Top rate
Dakota Community Bank & Trust
5.10%APY
- Term
- 89 months
- Minimum
- $2,500
- Earns on $10,000
- $4,462
2nd-highest rate
Hometown Credit Union
4.58%APY
- Term
- 72 months
- Minimum
- $1,000
- Earns on $10,000
- $3,083
Dakota Western Bank CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dakota Western Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regularly Advertised CDs
Up to 4.00%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.34% | $82 |
| 6 months | 4.00% | $198 |
| 12 months | 4.00% | $400 |
| 24 months | 4.00% | $816 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
| 72 months | 3.25% | $2,115 |
Sources (1)
- dwb.bank/personal-banking/deposit-products/cds-iras · captured Oct 22, 2026
Legacy Certificate of Deposit
3.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsOngoing contributions allowed with deposits as low as $25 | 3.50% | $1,877 |
Sources (1)
- dwb.bank/personal-banking/deposit-products/cds-iras · captured Oct 22, 2026
Opening an account
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