Bank · FDIC insured
State Bank of Bottineau
A $117.2M bank headquartered in Bottineau, ND, with 1 branch in North Dakota. Best rates: CDs 4.04% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs884.04%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank of Bottineau
State Bank of Bottineau is a locally owned bank headquartered in Bottineau, North Dakota.
The bank has been serving the Bottineau community since 1901.
- Headquarters
- 105 11th St E, Bottineau, ND 58318
- FDIC certificate
- 9121 ↗
Branches
1 branch in North Dakota
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North Dakota
1 branch
- State Bank of BottineauMain office105 11th St E, Bottineau, ND 58318Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.06% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.21% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio8.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank of Bottineau are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.