Bank · FDIC insured
American State Bank & Trust (Williston)
A $643.5M bank headquartered in Williston, ND, with 2 branches in North Dakota. Best rates: CDs 4.25% and savings 0.30% APY.
American State Bank & Trust (Williston) Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#2 of 5 in Williston, ND metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About American State Bank & Trust (Williston)
American State Bank & Trust Company is based in Williston, North Dakota.
- Headquarters
- 223 Main St, Williston, ND 58801
- FDIC certificate
- 15444 ↗
Branches
2 branches in North Dakota
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North Dakota
2 branches
- American State Bank & Trust Company of WillistonMain office223 Main St, Williston, ND 58801Directions
- North Branch2523 2nd Ave W, Williston, ND 58801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.06% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $53 | $81 | — |
- CapitalLeverage ratio12.06%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$53Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of American State Bank & Trust (Williston) are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.