Credit union · NCUA insured
Affinity First Federal Credit Union
Top CarrotA $71M credit union headquartered in Minot, ND, with 2,562 members and 1 branch in North Dakota. Best rates: CDs 4.11% and savings 1.15% APY.
Affinity First Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#2 of 11 in Minot, ND metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Affinity First Federal Credit Union
Affinity First Federal Credit Union serves members in the North central North Dakota region.
- Headquarters
- 811 S Broadway, Minot, ND 58701-4691
- NCUA charter
- 12980
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located within the orange shaded area of the map are eligible for membership.
Branches
1 branch in North Dakota
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North Dakota
1 branch
- Affinity First FCUMain office811 S Broadway, Minot, ND 58701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.83% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.30% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio13.83%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.30%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Affinity First Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.