Bank · FDIC insured
American State Bank & Trust (Williston) CD Rates
American State Bank & Trust (Williston)’s best CD rate is 4.25% APY on a 23-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How American State Bank & Trust (Williston)’s CD rates compare
Compared with banks and credit unions near Williston, ND, where American State Bank & Trust (Williston) has the most branches. $10,000, best rate first.
This bank’s best
American State Bank & Trust (Williston)
4.25%APY
- Term
- 23 months
- Minimum
- —
- Earns on $10,000
- $830
Certificates of Deposit Specials
Top rate
Western Cooperative Credit Union
4.25%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $246
2nd-highest rate
First International Bank & Trust
4.25%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $461
American State Bank & Trust (Williston) CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo3.93%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo2.65%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American State Bank & Trust (Williston) ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit Specials
Up to 4.25%APY · 4 terms
Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, or at the option selected by the customer. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal. Contact us at 701-774-4100 or 800-486-8173 to obtain rates on Jumbo CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.44% | $113 |
| 7 months | 3.93% | $227 |
| 11 months | 4.01% | $367 |
| 23 months | 4.25% | $830 |
Sources (1)
- asbt.bank/rate · captured Oct 22, 2026
Certificates of Deposit
Up to 2.65%APY · 9 terms
Disclosure of Account Terms for Certificate of Deposits: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, unless otherwise agreed at account opening. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal. Contact us at 701-774-4100 or 800-486-8173 to obtain rates on Jumbo CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.90% | $47 |
| 6 months | 1.90% | $95 |
| 12 months | 2.05% | $205 |
| 18 months | 2.10% | $317 |
| 24 months | 2.15% | $435 |
| 30 months | 2.30% | $585 |
| 36 months | 2.35% | $722 |
| 48 months | 2.45% | $1,017 |
| 60 months | 2.65% | $1,397 |
Sources (1)
- asbt.bank/rate · captured Oct 22, 2026
Special-purpose accounts
IRA Accounts
Up to 3.60%APY · 5 terms
Disclosure of Account Terms for IRA Accounts: Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Interest will be compounded annually unless otherwise agreed at account opening. Interest will be credited annually and at maturity for certificates of one year or more, unless otherwise agreed at account opening. Interest is calculated using the daily balance method. A Substantial Penalty is Required for Early Withdrawal. Contact us at 701-774-4100 or 800-486-8173 to obtain rates on Jumbo CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.20% | $320 |
| 24 months | 3.30% | $671 |
| 36 months | 3.40% | $1,055 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.60% | $1,934 |
Sources (1)
- asbt.bank/rate · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.