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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in North Dakota

  1. Dakota Community Bank & TrustCD SpecialsCD · 89 months · $2,500 min

    Bank · 12 branches

    5.10%APY$4,462 over 89 months on $10,000
  2. Dakota Community Bank & TrustCertificate of Deposit (CD)CD · 36 months · $500 min

    Bank · 12 branches

    4.80%APY$1,510 over 36 months on $10,000
  3. Hometown Credit UnionShare CertificatesCD · 72 months · $1,000 min

    Credit union · 5 branches

    4.58%APY$3,083 over 72 months on $10,000
  4. Top Carrot, Carrot Score 91
    Magnifi FinancialBump-Up CertificateCD · 30 months · $500 min

    Credit union · 2 branches

    4.50%APY$1,163 over 30 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 3 branches

    4.40%APY$667 over 18 months on $10,000
  6. Top Carrot, Carrot Score 97
    Aspire Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.35%APY$435 over 1 year on $10,000intro rate
  7. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 10 branches

    4.30%APY$615 over 17 months on $10,000
  8. Top Carrot, Carrot Score 88
    First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min

    Credit union · 23 branches

    4.30%APY$994 over 27 months on $10,000
  9. Kirkwood BankCertificates of DepositCD · 18 months · $2,500 min

    Bank · 4 branches

    4.27%APY$647 over 18 months on $10,000
  10. KodaBankCertificates of DepositCD · 15 months · $2,500 min

    Bank · 9 branches

    4.26%APY$535 over 15 months on $10,000
  11. Western Cooperative Credit UnionCertificates of DepositCD · 7 months · $1,000 min

    Credit union · 8 branches

    4.25%APY$246 over 7 months on $10,000
  12. First State BankCertificate of DepositCD · 9 months · $10,000 min

    Bank · 5 branches

    4.25%APY$317 over 9 months on $10,000
  13. Top Carrot, Carrot Score 89
    United Valley BankCertificates of DepositCD · 11 months · $500 min

    Bank · 3 branches

    4.25%APY$389 over 11 months on $10,000intro rate
  14. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 12 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  15. Dakota Plains Credit UnionShare Certificate SpecialsCD · 13 months · $5,000 min

    Credit union · 3 branches

    4.25%APY$461 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Dakota

526 CDs at 56 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.22%
Credit unions, typical
3.50%

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North Dakota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Aspire Credit UnionCredit union · 1 branch
  2. Affinity First Federal Credit UnionCredit union · 1 branch
  3. Service Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate