Credit union · NCUA insured
Affinity First Federal Credit Union CD Rates
Top CarrotAffinity First Federal Credit Union’s best CD rate is 4.11% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Affinity First Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Minot, ND, where Affinity First Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Affinity First Federal Credit Union
4.11%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $203
Certificates
Top rate
Aspire Credit Union
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $435
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Affinity First Federal Credit Union CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo4.11%
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo3.96%
- 31–60 months31–60 mo4.11%
- QualifiedQualified4.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Affinity First Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.11%APY · 6 terms
$500.00 minimum required. AFFCU membership required. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.11% | $203 |
| 12 months | 4.11% | $411 |
| 24 months | 3.96% | $808 |
| 36 months1 Bump | 4.01% | $1,252 |
| 48 months1 Bump | 4.06% | $1,726 |
| 60 months1 Bump | 4.11% | $2,231 |
Sources (1)
- affinityfcund.com/loans/rates · captured Oct 4, 2026
Who can join Affinity First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located within the orange shaded area of the map are eligible for membership.
Membership information collected October 4, 2026.