Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Massachusetts
Showing 26–50 of 177 scored for CDs
- Stoneham Municipal Employees Federal Credit Union3–8 mo 3.95% · 9–15 mo 4.00% · 16–30 mo 4.05% · 31–60 mo 4.20%
Credit union · 4 branches
89CD score#25 in Massachusetts - Middlesex Savings Bank3–8 mo 4.10% · 9–15 mo 4.10% · 16–30 mo 3.80% · 31–60 mo 3.80%
Bank · 33 branches
89CD score#27 in Massachusetts - Malden Federal Credit Union3–8 mo 3.82% · 9–15 mo 4.07% · 16–30 mo 4.07% · 31–60 mo 4.07%
Credit union · 1 branch
89CD score#28 in Massachusetts - Reading Cooperative Bank3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 4.20% · 31–60 mo 3.00%
Bank · 13 branches
89CD score#29 in Massachusetts - American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%
Credit union · 2 branches
89CD score#30 in Massachusetts - Salem Co-operative Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.30% · 31–60 mo 2.33%
Bank · 1 branch
89CD score#31 in Massachusetts - Coastal1 Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.00% · 31–60 mo 2.50%
Credit union · 1 branch
89CD score#32 in Massachusetts - 88CD score#33 in Massachusetts
- 88CD score#34 in Massachusetts
- Jeanne D'Arc Credit Union3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.75%
Credit union · 9 branches
88CD score#35 in Massachusetts - Ukrainian Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.25% · 16–30 mo 1.51% · 31–60 mo 4.50%
Credit union · 1 branch
88CD score#36 in Massachusetts - All One Credit Union3–8 mo 3.95% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 3.00%
Credit union · 11 branches
88CD score#37 in Massachusetts - 88CD score#38 in Massachusetts
- Central One Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.45% · 16–30 mo 3.60% · 31–60 mo 3.50%
Credit union · 9 branches
88CD score#39 in Massachusetts - SCU Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.25%
Credit union · 12 branches
88CD score#40 in Massachusetts - Chelsea Employees Federal Credit Union3–8 mo 4.07% · 9–15 mo 4.07% · 16–30 mo 3.30% · 31–60 mo 3.30%
Credit union · 1 branch
87CD score#41 in Massachusetts - Mechanics Cooperative Bank3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.15% · 31–60 mo 3.25%
Bank · 9 branches
87CD score#41 in Massachusetts - 87CD score#43 in Massachusetts
- Greenfield Savings Bank3–8 mo 3.04% · 9–15 mo 0.40% · 16–30 mo 4.18% · 31–60 mo 4.28%
Bank · 9 branches
87CD score#44 in Massachusetts - 87CD score#44 in Massachusetts
- Coastal Heritage Bank3–8 mo 4.08% · 9–15 mo 4.08% · 16–30 mo 3.15% · 31–60 mo 3.15%
Bank · 10 branches
87CD score#46 in Massachusetts - 87CD score#47 in Massachusetts
- Cape Ann Savings Bank3–8 mo 3.56% · 9–15 mo 4.10% · 16–30 mo 4.18% · 31–60 mo 1.00%
Bank · 4 branches
87CD score#48 in Massachusetts - Beverly Municipal Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.25% · 16–30 mo 0.75% · 31–60 mo 1.01%
Credit union · 1 branch
87CD score#49 in Massachusetts - Southbridge Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 3.00%
Credit union · 4 branches
87CD score#49 in Massachusetts
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 62 of the 239 institutions with a branch in Massachusetts have too few rates published or captured to score. Rankings are a preview, not awards.