Bank · FDIC insured
Needham Bank
A $7.4B bank, the 207th largest of 4,207, headquartered in Needham, MA, with 20 branches in 2 states. Best rates: CDs 4.20% and savings 0.10% APY.
Needham Bank Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#65 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Needham Bank
Founded in 1892 at a desk in the Needham Public Library, Needham Bank serves customers in Greater Boston, MetroWest, and beyond.
- Headquarters
- 1063 Great Plain Ave, Needham, MA 02492
- FDIC certificate
- 26483 ↗
Branches
20 branches in 2 states
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Massachusetts
15 branches
- Needham BankMain office1063 Great Plain Ave, Needham, MA 02492Directions
- Bankprov Branch5 Market St, Amesbury, MA 01913Directions
- Haverhill Road Branch1 Haverhill Rd, Amesbury, MA 01913Directions
- Ashland Branch41 Front St, Ashland, MA 01721Directions
- Allston Branch30 Guest St, Boston, MA 02135Directions
- Deham Branch326 Washington St, Dedham, MA 02026Directions
- Dover Branch60 Centre St, Dover, MA 02030Directions
- Medfield Branch520 Main St, Medfield, MA 02052Directions
- Medford Branch400 Mystic Ave, Medford, MA 02155Directions
- Millis Branch857 Main St, Millis, MA 02054Directions
- Tremont Street Branch1457 Tremont St, Mission Hill, MA 02120Directions
- Natick Branch17 W Central St, Natick, MA 01760Directions
- Storey Avenue Branch66 Storey Ave, Newburyport, MA 01950Directions
- Wellesley Branch458 Washington St, Wellesley, MA 02482Directions
- Westwood Branch341 Washington St, Westwood, MA 02090Directions
New Hampshire
5 branches
Boston area · 4
- Exeter Branch95 Portsmouth Ave, Exeter, NH 03833Directions
- Portsmouth Nh Branch25 Maplewood Ave, Portsmouth, NH 03801Directions
- Salem, Nh Branch16 Artisan Dr, Salem, NH 03079Directions
- Seabrook Branch Office1 Provident Way, Seabrook, NH 03874Directions
Manchester area · 1
- Bedford Branch115 S River Rd, Bedford, NH 03110Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.89% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.43% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.01% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio10.89%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.01%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Needham Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.