Bank · FDIC insured
Dedham Savings CD Rates
Dedham Savings’s best CD rate is 4.15% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Dedham Savings’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Dedham Savings has the most branches. $10,000, best rate first.
This bank’s best
Dedham Savings
4.15%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $521
Certificate of Deposit (CD)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Dedham Savings CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.51%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dedham Savings ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.15%APY · 12 terms
Deposits are insured in full through combined FDIC and DIF coverage. A penalty may be imposed for early withdrawal. CD Passbooks must be returned to the Bank to close or roll into a new account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. APY assumes interest remains on deposit for the term | 0.50% | $12 |
| 5 monthsLimited time offer. Converts to a standard 6 Month CD at renewal. APY assumes interest remains on deposit for the term | 4.05% | $167 |
| 6 months182 Day CD. APY assumes interest remains on deposit for the term | 1.00% | $50 |
| 8 monthsLimited time offer. Converts to a standard 6 Month CD at renewal. APY assumes interest remains on deposit for the term | 4.10% | $271 |
| 12 monthsAPY assumes interest remains on deposit for the term | 3.50% | $350 |
| 15 monthsLimited time offer. Converts to a standard 12 Month CD at renewal. APY assumes interest remains on deposit for the term | 4.15% | $521 |
| 18 monthsAPY assumes interest remains on deposit for the term | 3.50% | $530 |
| 24 monthsAPY assumes interest remains on deposit for the term | 3.51% | $714 |
| 30 monthsAPY assumes interest remains on deposit for the term | 3.00% | $767 |
| 36 monthsAPY assumes interest remains on deposit for the term | 3.00% | $927 |
| 48 monthsAPY assumes interest remains on deposit for the term | 3.00% | $1,255 |
| 60 monthsAPY assumes interest remains on deposit for the term | 3.00% | $1,593 |
Sources (3)
- dedhamsavings.com/personal/savings
- dedhamsavings.com/personal/sav…/certificates-of-deposit
- dedhamsavings.com/rates
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.15%APY · 12 terms
Deposits are insured in full through combined FDIC and DIF coverage. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day IRA CD. APY assumes interest remains on deposit for the term | 0.50% | $12 |
| 5 monthsLimited time offer. Converts to a standard 6 Month CD at renewal. APY assumes interest remains on deposit for the term | 4.05% | $167 |
| 6 months182 Day IRA CD. APY assumes interest remains on deposit for the term | 1.00% | $50 |
| 8 monthsLimited time offer. Converts to a standard 6 Month CD at renewal. APY assumes interest remains on deposit for the term | 4.10% | $271 |
| 12 monthsAPY assumes interest remains on deposit for the term | 3.50% | $350 |
| 15 monthsLimited time offer. Converts to a standard 12 Month CD at renewal. APY assumes interest remains on deposit for the term | 4.15% | $521 |
| 18 monthsAPY assumes interest remains on deposit for the term | 3.50% | $530 |
| 24 monthsAPY assumes interest remains on deposit for the term | 3.51% | $714 |
| 30 monthsAPY assumes interest remains on deposit for the term | 3.00% | $767 |
| 36 monthsAPY assumes interest remains on deposit for the term | 3.00% | $927 |
| 48 monthsAPY assumes interest remains on deposit for the term | 3.00% | $1,255 |
| 60 monthsAPY assumes interest remains on deposit for the term | 3.00% | $1,593 |
Sources (1)
- dedhamsavings.com/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.