Bank · FDIC insured
Lowell Five Bank CD Rates
Lowell Five Bank’s best CD rate is 4.25% APY on a 35-month CD. Terms run from 5 months to 5 years. Rates checked October 15, 2026.
How Lowell Five Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Lowell Five Bank has the most branches. $10,000, best rate first.
This bank’s best
Lowell Five Bank
4.25%APY
- Term
- 35 months
- Minimum
- $500
- Earns on $10,000
- $1,291
Certificates of Deposit (CDs)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Lowell Five Bank CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo2.85%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lowell Five Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.25%APY · 11 terms
Minimum balance required to open and earn APY. Fees may reduce earnings. Penalty will be imposed on early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 Month Promotion CD. Minimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 3.80% | $157 |
| 6 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 2.25% | $112 |
| 12 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 2.50% | $250 |
| 15 months15 Month Promotion CD. Minimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 4.05% | $509 |
| 18 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 2.60% | $393 |
| 24 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 2.75% | $558 |
| 30 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 2.85% | $728 |
| 35 months35 Month Promotion CD. Minimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 4.25% | $1,291 |
| 36 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 3.00% | $927 |
| 48 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 3.05% | $1,277 |
| 60 monthsMinimum balance required to open and earn APY. Penalty will be imposed on early withdrawal | 3.25% | $1,734 |
Sources (1)
- lowellfive.com/personal/accounts/cds · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.