Credit union · NCUA insured
Beverly Municipal Federal Credit Union CD Rates
Top CarrotBeverly Municipal Federal Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 5 months to 3 years. Rates checked October 15, 2026.
How Beverly Municipal Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Beverly Municipal Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Beverly Municipal Federal Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Term Share Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Beverly Municipal Federal Credit Union CD score
87
CD score
Higher than 78% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo1.01%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beverly Municipal Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.25%APY · 10 terms
Membership required. Personal accounts only. Rates are locked for the full term and do not change after opening or renewal. Dividends are compounded monthly on accounts with a minimum $100 average daily balance. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 Month Special | 4.15% | $171 |
| 6 months | 0.50% | $25 |
| 7 months7 Month Special | 4.15% | $240 |
| 9 months9 Month Special | 4.20% | $313 |
| 11 months11 Month Special | 4.20% | $384 |
| 12 months | 0.60% | $60 |
| 13 months13 Month Special | 4.25% | $461 |
| 15 months15 Month Special | 4.25% | $534 |
| 24 months | 0.75% | $151 |
| 36 months | 1.01% | $306 |
Sources (1)
- beverlycreditunion.com/rates.html · captured Oct 5, 2026
Who can join Beverly Municipal Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.