Credit union · NCUA insured
Jeanne D'Arc Credit Union CD Rates
Jeanne D'Arc Credit Union’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Jeanne D'Arc Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Jeanne D'Arc Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Jeanne D'Arc Credit Union
4.25%APY
- Term
- 24 months
- Minimum
- $250
- Earns on $10,000
- $868
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Jeanne D'Arc Credit Union CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jeanne D'Arc Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 11 terms
A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial Offer | 3.50% | $173 |
| 9 monthsSpecial Offer | 4.00% | $299 |
| 12 months | 1.50% | $150 |
| 17 monthsSpecial Offer | 4.15% | $593 |
| 18 monthsSpecial Offer | 3.50% | $530 |
| 24 monthsSpecial Offer. Available with a one-time bump-up option | 4.25% | $868 |
| 30 months | 2.00% | $508 |
| 36 monthsSpecial Offer | 3.65% | $1,135 |
| 42 monthsAvailable with a one-time bump-up option | 3.75% | $1,375 |
| 48 months | 2.25% | $931 |
| 60 months | 2.50% | $1,314 |
Sources (1)
- jdcu.org/personal/save-spend/certificates-of-deposit · captured Sep 24, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.25%APY · 11 terms
Available as Traditional IRA CD and Roth IRA CD with fixed rates. Terms range from 6 months to 60 months. Follows Certificate of Deposit rates. Requires $5.00 Membership Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial Offer | 3.50% | $173 |
| 9 monthsSpecial Offer | 4.00% | $299 |
| 12 months | 1.50% | $150 |
| 17 monthsSpecial Offer | 4.15% | $593 |
| 18 monthsSpecial Offer | 3.50% | $530 |
| 24 monthsSpecial Offer. Available with a one-time bump-up option | 4.25% | $868 |
| 30 months | 2.00% | $508 |
| 36 monthsSpecial Offer | 3.65% | $1,135 |
| 42 monthsAvailable with a one-time bump-up option | 3.75% | $1,375 |
| 48 months | 2.25% | $931 |
| 60 months | 2.50% | $1,314 |
Sources (3)
- jdcu.org/personal/save-spend/iras/roth-ira
- jdcu.org/personal/save-spend/iras/traditional-ira
- jdcu.org/personal/save-spend/certificates-of-deposit
All captured Sep 24, 2026
Who can join Jeanne D'Arc Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Middlesex or Essex counties (MA), Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster (MA), or Hillsborough or Rockingham counties (NH).
Cost to join
- Membership requires opening a membership account with a $5.00 deposit, which remains in the account until closed.
Membership information collected October 5, 2026.