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Credit union · NCUA insured

American Airlines Federal Credit Union CD Rates

Top Carrot, Carrot Score 94Top Carrot

American Airlines Federal Credit Union’s best CD rate is 4.07% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How American Airlines Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Dallas, TX, where American Airlines Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 94

    This credit union’s best

    American Airlines Federal Credit Union

    4.07%APY

    Term
    60 months
    Minimum
    —
    Earns on $10,000
    $2,208

    Share Certificate Ladder

  • Top Carrot, Carrot Score 87

    Top rate

    National Police FCU

    4.71%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,481

    National Police FCU rates

  • 2nd-highest rate

    Advancial Federal Credit Union

    4.66%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,558

    Advancial Federal Credit Union rates

Compare CD rates near you →

American Airlines Federal Credit Union CD score

89

CD score

Higher than 87% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.05%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo3.92%
  • 31–60 months31–60 mo3.97%
  • QualifiedQualified4.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where American Airlines Federal Credit Union ranks

By CD score, in each area where it has branches

And 21 more areas →

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join American Airlines Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees or retirees of American Airlines Group (consisting of American Airlines, Envoy, Piedmont and PSA Airlines) are eligible for membership.
  • Active or retired employees who work directly in the air transportation industry (such as airline employees) are eligible for membership, subject to specified industry exclusions.
  • Employees of companies that have a strong dependency relationship with airlines or airports who work directly with specified air transportation support services are eligible for membership.
  • Volunteers in the air transportation industry are eligible for membership.

Military, government and schools

  • Employees or retirees who work directly in administration, regulation, or security of airlines, airports, or air transportation (such as TSA, FAA, and other aviation regulation or security agencies) are eligible for membership.
  • Students, trainees, and flight instructors in FAA certification programs to support commercial aviation in the Air Transportation Industry are eligible for membership.
1 more way to join

Family and household

  • Immediate family members (spouse, children, parents, siblings, grandparents, grandchildren) and household members sharing the same physical address can be sponsored for membership by a Credit Union member.

Cost to join

  • Opening membership requires a $5 share deposit in a savings account.
  • Opening membership requires a one-time membership fee of $1.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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