Credit union · NCUA insured
Ukrainian Federal Credit Union CD Rates
Top CarrotUkrainian Federal Credit Union’s best CD rate is 4.50% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Ukrainian Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Ukrainian Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Share Certificates
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Ukrainian Federal Credit Union CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo1.51%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ukrainian Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.50%APY · 7 terms
Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.51% | $75 |
| 12 months | 1.51% | $151 |
| 13 months | 4.25% | $461 |
| 24 months | 1.51% | $304 |
| 36 monthsIncludes 1x Bump Up feature | 4.50% | $1,412 |
| 48 months | 2.52% | $1,047 |
| 60 months | 3.29% | $1,757 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificates (Traditional, Roth, & Coverdell)
Up to 4.50%APY · 6 terms
Minimum deposit is $500. Subject to IRS contribution limits ($7,000 for under 50, $8,000 for 50 or older in 2024). Promotional rates not available for other IRA funds like rollovers/transfers. Additional deposits not allowed into the same account. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.51% | $151 |
| 13 months | 4.25% | $461 |
| 24 months | 1.51% | $304 |
| 36 monthsIncludes 1x Bump Up feature | 4.50% | $1,412 |
| 48 months | 2.52% | $1,047 |
| 60 months | 3.29% | $1,757 |
Sources (1)
- ukrainianfcu.org/rates/personal-rates · captured Oct 16, 2026
Who can join Ukrainian Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- U.S. citizens or permanent residents who are members of a common bond church or organization in the United States are eligible for membership.
Family and household
- U.S. citizens or permanent residents who are immediate family or household members of a current Ukrainian FCU member are eligible for membership.
Membership information collected October 5, 2026.