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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Dayton, OH metro

Showing 1–24 of 24 scored for CDs

  1. Treadwell Credit Union3–8 mo 3.75% · 9–15 mo 4.15% · 16–30 mo 4.30% · 31–60 mo 4.05%

    Credit union · 2 branches

    92CD score#1 in Dayton, OH metro
  2. River Valley Credit Union3–8 mo 3.70% · 9–15 mo 4.25% · 16–30 mo 3.90% · 31–60 mo 4.10%

    Credit union · 5 branches

    90CD score#2 in Dayton, OH metro
  3. Bridge Credit Union3–8 mo 3.75% · 9–15 mo 3.95% · 16–30 mo 4.10% · 31–60 mo 4.25%

    Credit union · 4 branches

    89CD score#3 in Dayton, OH metro
  4. Civista Bank3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Bank · 3 branches

    88CD score#4 in Dayton, OH metro
  5. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 14 branches

    87CD score#5 in Dayton, OH metro
  6. Abbey Credit Union3–8 mo 3.65% · 9–15 mo 3.75% · 16–30 mo 3.85% · 31–60 mo 4.00%

    Credit union · 4 branches

    86CD score#6 in Dayton, OH metro
  7. Pathways Financial Credit Union3–8 mo 3.65% · 9–15 mo 3.75% · 16–30 mo 3.85% · 31–60 mo 4.00%

    Credit union · 2 branches

    86CD score#6 in Dayton, OH metro
  8. Wright-Patt Credit Union3–8 mo 3.65% · 9–15 mo 3.75% · 16–30 mo 3.86% · 31–60 mo 3.97%

    Credit union · 24 branches

    86CD score#8 in Dayton, OH metro
  9. KH Credit Union3–8 mo 3.79% · 9–15 mo 3.79% · 16–30 mo 3.79% · 31–60 mo 3.90%

    Credit union · 1 branch

    85CD score#9 in Dayton, OH metro
  10. Monroe Federal3–8 mo 1.50% · 9–15 mo 3.50% · 16–30 mo 3.90% · 31–60 mo 4.10%

    Bank · 4 branches

    85CD score#10 in Dayton, OH metro
  11. Universal 1 Credit Union3–8 mo 3.56% · 9–15 mo 3.56% · 16–30 mo 3.56% · 31–60 mo 3.74%

    Credit union · 7 branches

    81CD score#11 in Dayton, OH metro
  12. Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%

    Bank · 4 branches

    81CD score#12 in Dayton, OH metro
  13. TopMark Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.65% · 16–30 mo 3.55% · 31–60 mo 3.75%

    Credit union · 1 branch

    81CD score#13 in Dayton, OH metro
  14. Postal Family Credit Union, Inc.3–8 mo 2.53% · 9–15 mo 3.04% · 16–30 mo 3.56% · 31–60 mo 3.61%

    Credit union · 1 branch

    79CD score#14 in Dayton, OH metro
  15. IH Credit Union3–8 mo 3.49% · 9–15 mo 3.59% · 16–30 mo 3.65% · 31–60 mo 3.09%

    Credit union · 1 branch

    77CD score#15 in Dayton, OH metro
  16. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 12 branches

    72CD score#16 in Dayton, OH metro
  17. First Bank Richmond3–8 mo 2.79% · 9–15 mo 3.05% · 16–30 mo 3.15% · 31–60 mo 3.25%

    Bank · 3 branches

    71CD score#17 in Dayton, OH metro
  18. Farmers & Merchants Bank3–8 mo 2.26% · 9–15 mo 3.55% · 16–30 mo 3.29% · 31–60 mo 2.27%

    Bank · 4 branches

    70CD score#18 in Dayton, OH metro
  19. The Old Fort Banking Company3–8 mo 3.65% · 9–15 mo 3.25% · 16–30 mo 0.30% · 31–60 mo 1.99%

    Bank · 2 branches

    69CD score#19 in Dayton, OH metro
  20. Greenville National Bank3–8 mo 0.05% · 9–15 mo 3.60% · 16–30 mo 2.60% · 31–60 mo 0.50%

    Bank · 2 branches

    67CD score#20 in Dayton, OH metro
  21. MyUSA Credit Union3–8 mo 0.25% · 9–15 mo 3.75% · 16–30 mo 0.50% · 31–60 mo 0.65%

    Credit union · 4 branches

    65CD score#21 in Dayton, OH metro
  22. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 12 branches

    65CD score#22 in Dayton, OH metro
  23. Greenville Federal3–8 mo 0.25% · 9–15 mo 0.70% · 16–30 mo 0.80% · 31–60 mo 0.50%

    Bank · 3 branches

    61CD score#23 in Dayton, OH metro
  24. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 19 branches

    60CD score#24 in Dayton, OH metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 18 of the 42 institutions with a branch in Dayton, OH metro have too few rates published or captured to score. Rankings are a preview, not awards.