Credit union · Privately insured
Treadwell Credit Union CD Rates
Top CarrotTreadwell Credit Union’s best CD rate is 4.30% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Treadwell Credit Union’s CD rates compare
Compared with banks and credit unions near Dayton, OH, where Treadwell Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Treadwell Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $652
Share Certificates
Top rate
Bridge Credit Union
4.40%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $553
3rd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
Treadwell Credit Union CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.30%
- 31–60 months31–60 mo4.05%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Treadwell Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.30%APY · 7 terms
Share Certificates terms range from 6 to 60 months. 12-month term or longer features a rate bump option. Subject to early withdrawal penalties.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.75% | — | 3.75% | $186 |
| 12 months | 4.15% | — | 4.15% | $415 |
| 18 months | — | 4.30% | 4.30% | $652 |
| 24 months | — | 4.05% | 4.05% | $826 |
| 36 months | — | 4.00% | 4.00% | $1,249 |
| 48 months | — | 4.05% | 4.05% | $1,721 |
| 60 months | — | 4.05% | 4.05% | $2,196 |
Special-purpose accounts
IRA Certificates
Up to 4.30%APY · 7 terms
Available as Traditional and Roth IRAs.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.75% | — | 3.75% | $186 |
| 12 months | 4.15% | — | 4.15% | $415 |
| 18 months | — | 4.30% | 4.30% | $652 |
| 24 months | — | 4.05% | 4.05% | $826 |
| 36 months | — | 4.00% | 4.00% | $1,249 |
| 48 months | — | 4.05% | 4.05% | $1,721 |
| 60 months | — | 4.05% | 4.05% | $2,196 |
Sources (1)
- treadwellcu.com/iras · captured Oct 16, 2026
Who can join Treadwell Credit Union
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