Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dayton, OH metro
- Pathways Financial Credit UnionPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Credit union · 2 branches
4.00%APY$400 a year on $10,000intro rateRequirements
Product: Available only on new Promotional Money Market accounts opened between August 1, 2026 and September 30, 2026. Funds must be new to Pathways Financial Credit Union and transferred from another financial institution; existing Pathways deposits and existing Money Market accounts do not qualify. Promotional rate applies through January 31, 2027; after January 31, 2027, automatically converts to a standard Pathways Money Market Account.
Offer: Promotional APY earned through January 31, 2027 on qualifying new money with a minimum balance of $2,500.
Promotional rate · 3.93% interest rate · Effective Aug 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 12 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 12 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Firefighters & Company Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
3.05%APY$305 a year on $10,0003.00% interest rate
Rate checked
More details - Day Air Credit UnionMoney MarketMoney Market · $2,500 min · 2.53%–2.63% by balance
Credit union · 5 branches
2.63%APY$263 a year on $10,000Requirements
Product: $2,500 minimum balance required to earn dividends. Up to 6 withdrawals per month.
2.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.53% $10,000 and upYour amount 2.63% Rate checked
More details - KH Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 2.55%–2.75% by balance
Credit union · 1 branch
2.60%APY$260 a year on $10,000Requirements
Offer: Minimum Balance $5,000.00
2.52% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 and up 2.55% $10,000 and upYour amount 2.60% $25,000 and up 2.65% $50,000 and up 2.70% $100,000 and up 2.75% Rate checked
More details - River Valley Credit UnionMoney MarketMoney Market · $25 min · 0.02%–2.65% by balance
Credit union · 5 branches
2.50%APY$250 a year on $10,000Requirements
Product: Membership eligibility is open to those who live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren Counties. Dividends are compounded monthly.
Offer: Base tier. Dividends compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.02% $2,500 – $9,999Tier 1. 2.40% $10,000 – $24,999Your amountTier 2. 2.50% $25,000 – $49,999Tier 3. 2.55% $50,000 – $249,999Tier 4. 2.60% $250,000 and upTier 5. 2.65% Rate checked
More details - Wright-Patt Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min
Credit union · 24 branches
2.50%APY$250 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly. Variable rate account. No monthly service fees. Free checks available with a balance of $10,000 or more. NCUA insured up to $250,000.
No monthly fee
Rate checked
More details - Bridge Credit UnionMoney MarketMoney Market · $0 min · 0.10%–2.60% by balance
Credit union · 4 branches
2.10%APY$210 a year on $10,000Requirements
Offer: Requires membership in ConnectMORE Royal Rewards program to receive ConnectMORE APY
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.10% $1,000 – $9,999 2.00% $10,000 – $19,999Your amount 2.10% $20,000 – $49,999 2.20% $50,000 – $99,999 2.30% $100,000 – $249,999 2.40% $250,000 and up 2.60% Rate checked
More details - Universal 1 Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 2.02%–2.53% by balance
Credit union · 7 branches
2.02%APY$202 a year on $10,000Requirements
Product: Must maintain membership requirement of 1 share ($5.00 par value) in a main Savings account. Tiered rate account where the rate for a met balance range applies to the full balance. Minimum daily balance of $2,000.00 required to avoid a service fee and earn the stated APY. Maximum 6 transfers/withdrawals per month.
Offer: Tier 1: $2,000.00 to $10,000.00
2.00% interest rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $10,000Your amount 2.02% $10,000 – $25,000 2.12% $25,000 – $50,000 2.22% $50,000 – $100,000 2.32% $100,000 – $250,000 2.43% Over $250,000 2.53% Rate checked
More details - Bridge Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.50% by balance
Credit union · 4 branches
2.00%APY$200 a year on $10,000Requirements
Offer: Everyday APY
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 1.90% $10,000 – $19,999Your amount 2.00% $20,000 – $49,999 2.10% $50,000 – $99,999 2.20% $100,000 – $249,999 2.30% $250,000 and up 2.50% Rate checked
More details - Abbey Credit UnionHigh Yield SavingsSavings · $2,500 min · 0.05%–2.00% by balance
Credit union · 4 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Abbey Rewards account. No monthly service charges. No fees to open or close. $2,500 minimum balance required.
Offer: First $15,000 earns 2.00% APY when qualified; requires $2,500 minimum balance.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $2,500 – $15,000Your amount 2.00% Over $15,000Amounts over $15,000 earn 0.05% APY. 0.05% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Free account linked to Kasasa Cash or Kasasa Cash Back checking. Requires meeting monthly qualification cycle requirements (at least 12 debit card purchases post and settle, enroll in e-statements, log into online banking) to earn premium rates. Limit 1 account per SSN.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.00% $100,000 and upWhen qualifications are met in linked Kasasa Cash or Kasasa Cash Back account; 0.50%* Rate checked
More details - Pathways Financial Credit UnionMoney MarketMoney Market · $2,500 min · 1.90%–2.40% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Rates on variable rate accounts could change after account opening. Open account and earn dividends with initial deposit of $2,500.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.90% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.20% $100,000 – $250,000 2.30% $250,000 and up 2.40% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dayton, OH metro
86 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.06%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.20%
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Dayton, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Firefighters & Company Federal Credit UnionCredit union · 2 branches
- Bridge Credit UnionCredit union · 4 branches
- River Valley Credit UnionCredit union · 5 branches