Credit union · Privately insured
Postal Family Credit Union, Inc.
A $66.4M credit union headquartered in Cincinnati, OH, with 4,014 members and 2 branches in Ohio. Best rates: CDs 3.61% and savings 0.07% APY.
Postal Family Credit Union, Inc. Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#25 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Postal Family Credit Union, Inc.
- Headquarters
- 1243 W 8th St, Cincinnati, OH 45203-1004
- NCUA charter
- 97079
Branches
2 branches in Ohio
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Ohio
2 branches
Cincinnati area · 1
- Main OfficeMain office1243 W 8th St, Cincinnati, OH 45203Directions
Dayton area · 1
- Dayton Branch1111 E 5th St, Dayton, OH 45402Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio18.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Postal Family Credit Union, Inc. are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.