Credit union · Privately insured
Abbey Credit Union
A $195M credit union headquartered in Vandalia, OH, with 14,786 members and 4 branches in Ohio. Best rates: CDs 4.00% and savings 0.25% APY.
Abbey Credit Union Carrot Score
79
Carrot Score
Higher than 50% of U.S. banks and credit unions
#13 of 28 in Dayton, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Abbey Credit Union
Abbey Credit Union is a member-owned not-for-profit financial cooperative founded in 1937 as The Inland Employees Credit Union to serve Inland Division of General Motors employees and families.
Headquartered in Vandalia, Ohio, it operates branches in Vandalia, Troy, Tipp City, and West Milton, serving anyone who lives, works, worships, or attends school in five Ohio counties.
- Headquarters
- 800 Falls Creek Dr, Vandalia, OH 45377-8600
- NCUA charter
- 97111
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montgomery, Miami, Greene, Darke, and Shelby counties.
Branches
4 branches in Ohio
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Ohio
4 branches
- Abbey Credit UnionMain office800 Falls Creek Dr, Vandalia, OH 45377Directions
- Tipp City5129 S County Road 25A, Tipp City, OH 45371Directions
- Abbey Credit Union Troy Branch891 W Market St, Troy, OH 45373Directions
- West Mitlon1165 S Miami St, West Milton, OH 45383Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.06% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio8.06%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Abbey Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.