Credit union · NCUA insured
Pathways Financial Credit Union CD Rates
Top CarrotPathways Financial Credit Union’s best CD rate is 4.10% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Pathways Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where Pathways Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pathways Financial Credit Union
4.00%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,167
Share Certificates
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
Pathways Financial Credit Union CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pathways Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 7 terms
Rate and annual percentage yield is fixed for the term of the share certificate. Penalty for early withdrawal of principal: 180 days' dividends for terms less than 36 months, 365 days' dividends for terms equal to or greater than 36 months. Must allow earnings to be added to certificate balance to earn stated APY; withdrawal of monthly earnings will not allow earning stated APY.
| Term | APY · $500 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEarly withdrawal penalty applies (180 days' dividends for terms under 36 months). Earnings must remain in certificate to earn stated APY | 3.65% | 3.75% | 3.65%3.75% from $100k | $181 |
| 12 monthsEarly withdrawal penalty applies (180 days' dividends for terms under 36 months). Earnings must remain in certificate to earn stated APY | 3.75% | 3.85% | 3.75%3.85% from $100k | $375 |
| 18 monthsEarly withdrawal penalty applies (180 days' dividends for terms under 36 months). Earnings must remain in certificate to earn stated APY | 3.80% | 3.90% | 3.80%3.90% from $100k | $575 |
| 24 monthsEarly withdrawal penalty applies (180 days' dividends for terms under 36 months). Earnings must remain in certificate to earn stated APY | 3.85% | 3.95% | 3.85%3.95% from $100k | $785 |
| 36 monthsEarly withdrawal penalty applies (365 days' dividends for terms 36 months or greater). Earnings must remain in certificate to earn stated APY | 3.90% | 4.00% | 3.90%4.00% from $100k | $1,216 |
| 48 monthsEarly withdrawal penalty applies (365 days' dividends for terms 36 months or greater). Earnings must remain in certificate to earn stated APY | 3.95% | 4.05% | 3.95%4.05% from $100k | $1,676 |
| 60 monthsEarly withdrawal penalty applies (365 days' dividends for terms 36 months or greater). Earnings must remain in certificate to earn stated APY | 4.00% | 4.10% | 4.00%4.10% from $100k | $2,167 |
Who can join Pathways Financial Credit Union
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