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Credit union · NCUA insured

Wright-Patt Credit Union

A $9.6B credit union, the 33rd largest of 4,329, headquartered in Beavercreek, OH, with 525,908 members and 40 branches in Ohio. Best rates: CDs 4.07% and savings 2.50% APY.

Wright-Patt Credit Union Carrot Score

86

Carrot Score

Higher than 74% of U.S. banks and credit unions

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#8 of 28 in Dayton, OH metroHow the score works →

Deposits are federally insured by the NCUA up to $250,000 per depositor.

About Wright-Patt Credit Union

Founded in 1932 at Wright Field in Dayton, Ohio, Wright-Patt Credit Union began when workers created "The Sunshine Fund" to assist colleagues in need.

Today, the member-owned financial cooperative serves Southwest and Central Ohio, including Dayton, Columbus, and Cincinnati.

Headquarters
3560 Pentagon Blvd, Beavercreek, OH 45431
NCUA charter
66328
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Membership

Who can join

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union, or Warren Counties in Ohio are eligible.

Employers and groups

  • People associated through employment, geographic location, or other organizational affiliation with approved Select Employer Groups (SEGs) are eligible for membership.

Military, government and schools

  • Government employees near WPAFB who lack access to a credit union are eligible for membership.
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available are eligible for membership.
  • Retired U.S. government civilian and military personnel are eligible for membership.
  • Military and civilian employees of Wright-Patterson Air Force Base are eligible for membership.
3 more ways to join

Military, government and schools

  • Wright State University students, faculty, staff, and alumni are eligible for membership.

Family and household

  • Spouses, children, and certain other relatives of current WPCU members are eligible for membership.

Other ways

  • Businesses located within WPCU's field of membership that meet state registration, principal location, and financial standing requirements are eligible for business membership.

Cost to join

  • Membership requires opening a TrueSaver account with a one-time share deposit of $5.00.

Branches

40 branches in Ohio

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Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.