Credit union · Privately insured
Treadwell Credit Union
Top CarrotA $136.3M credit union headquartered in Dayton, OH, with 7,822 members and 2 branches in Ohio. Best rates: CDs 4.30% and savings 0.50% APY.
Treadwell Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#4 of 28 in Dayton, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Treadwell Credit Union
- Headquarters
- 4988 Wagner Ford Rd, Dayton, OH 45414-4420
- NCUA charter
- 97105
Branches
2 branches in Ohio
Loading map…
Ohio
2 branches
- Dayton OfficeMain office4988 Wagner Ford Rd, Dayton, OH 45414Directions
- Moraine Office3199 S Dixie Dr, Moraine, OH 45439Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.02% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.87% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.35% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $92 | $76 | — |
- CapitalNet worth ratio9.02%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.87%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.35%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$92Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Treadwell Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.