Credit union · NCUA insured
TopMark Federal Credit Union
A $62.3M credit union headquartered in Lima, OH, with 8,796 members and 4 branches in Ohio. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs813.75%for 31–60 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TopMark Federal Credit Union
Founded in 1963 by local school employees as an educational financial cooperative, TopMark Federal Credit Union is a member-owned financial institution.
Originally established as Lima Public School Employees Federal Credit Union, it adopted a community charter and its current name in 2005 to serve Allen and Auglaize Counties, Ohio.
The credit union is headquartered in Lima, Ohio.
- Headquarters
- 1045 N West St, Lima, OH 45801
- NCUA charter
- 15438
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in Allen or Auglaize County, Ohio are eligible for membership.
Family and household
- Eligible immediate family members of existing members (spouse, children, parents, brothers, sisters, stepparents, stepchildren, grandchildren, and grandparents) can join.
- Individuals who are unrelated but live in the same household as an existing member are eligible for membership.
Cost to join
- Establishing membership requires opening a TopMark savings account with a $5 initial deposit to maintain the required membership share.
Branches
4 branches in Ohio
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Ohio
4 branches
Lima area · 2
- TopMark FCUMain office1045 N West St, Lima, OH 45801Directions
- Branch Office2301 Allentown Rd, Lima, OH 45805Directions
Wapakoneta area · 1
- TopMark Federal Credit Union609 E Main St, Cridersville, OH 45806Directions
Dayton area · 1
- AMI Informations Systems7915 Washington Woods Dr, Dayton, OH 45459Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.16% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.60% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio10.16%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.60%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TopMark Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.