Credit union · Privately insured
Postal Family Credit Union, Inc. CD Rates
Postal Family Credit Union, Inc.’s best CD rate is 3.61% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Postal Family Credit Union, Inc.’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Postal Family Credit Union, Inc. has the most branches. $10,000, best rate first.
This credit union’s best
Postal Family Credit Union, Inc.
3.61%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,940
Regular Share Certificate
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
Postal Family Credit Union, Inc. CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.61%
- QualifiedQualified3.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Postal Family Credit Union, Inc. ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificate
Up to 3.61%APY · 5 terms
Dividends are credited monthly on the 1st of the month and at maturity. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm is 182 days | 2.53% | $126 |
| 12 months | 3.04% | $304 |
| 18 months | 3.30% | $499 |
| 24 months | 3.56% | $725 |
| 60 months | 3.61% | $1,940 |
Payroll Deduction Certificate
3.04%APY · 1 term
Requires a minimum deposit of $25 each payday; deposits can continue throughout the term. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires minimum deposit of $25 each payday | 3.04% | $304 |
Special-purpose accounts
IRA Share Certificate
Up to 3.61%APY · 3 terms
Available as Traditional or Roth IRA. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 3.30% | $499 |
| 24 months | 3.56% | $725 |
| 60 months | 3.61% | $1,940 |
IRA Payroll Deduction Certificate
3.04%APY · 1 term
Requires a minimum contribution of $25 per payday. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires minimum contribution of $25 per payday | 3.04% | $304 |
Who can join Postal Family Credit Union, Inc.
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.