Credit union · Privately insured
Abbey Credit Union CD Rates
Abbey Credit Union’s best CD rate is 4.00% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Abbey Credit Union’s CD rates compare
Compared with banks and credit unions near Dayton, OH, where Abbey Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Abbey Credit Union
4.00%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,699
Certificates of Deposit
Top rate
Bridge Credit Union
4.40%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $553
2nd-highest rate
Treadwell Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $652
Abbey Credit Union CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Abbey Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 7 terms
Early withdrawal penalty of 90 days of interest. Minimum $500 required to earn dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.65% | $181 |
| 12 months | 3.75% | $375 |
| 18 months | 3.80% | $575 |
| 24 months | 3.85% | $785 |
| 36 months | 3.90% | $1,216 |
| 48 months | 4.00% | $1,699 |
| 60 months | 4.00% | $2,167 |
Jumbo CD
Up to 4.00%APY · 2 terms
Minimum $250,000 required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.00% | — |
| 24 months | 3.95% | — |
Special-purpose accounts
Charm CD
3.85%APY · 1 term
Charm CDs are for kids; parents, grandparents, and guardians may open one for a child. Uses the 24 Month Term Rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsCharm CD uses the 24 Month Term Rate | 3.85% | $785 |
Who can join Abbey Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montgomery, Miami, Greene, Darke, and Shelby counties.
Membership information collected October 5, 2026.