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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Charlotte, NC-SC metro

Showing 1–25 of 34 scored for CDs

  1. Skyla Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Credit union · 13 branches

    97CD score#1 in Charlotte, NC-SC metro
  2. Allegacy Financial3–8 mo 5.00% · 9–15 mo 5.00% · 16–30 mo 3.25% · 31–60 mo 2.95%

    Credit union · 5 branches

    93CD score#2 in Charlotte, NC-SC metro
  3. State Employees' Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.30% · 31–60 mo 4.00%

    Credit union · 35 branches

    91CD score#3 in Charlotte, NC-SC metro
  4. Carolinas Telco Federal Credit Union3–8 mo 3.30% · 9–15 mo 4.30% · 16–30 mo 4.07% · 31–60 mo 3.82%

    Credit union · 5 branches

    89CD score#4 in Charlotte, NC-SC metro
  5. American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%

    Credit union · 2 branches

    89CD score#5 in Charlotte, NC-SC metro
  6. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 1 branch

    88CD score#6 in Charlotte, NC-SC metro
  7. Ukrainian Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.25% · 16–30 mo 1.51% · 31–60 mo 4.50%

    Credit union · 1 branch

    88CD score#7 in Charlotte, NC-SC metro
  8. American Pride Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.04% · 31–60 mo 3.35%

    Bank · 1 branch

    88CD score#8 in Charlotte, NC-SC metro
  9. Self-Help Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%

    Credit union · 3 branches

    88CD score#8 in Charlotte, NC-SC metro
  10. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 13 branches

    87CD score#10 in Charlotte, NC-SC metro
  11. United Bank3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Bank · 7 branches

    87CD score#11 in Charlotte, NC-SC metro
  12. United Federal Credit Union3–8 mo 4.10% · 9–15 mo 1.70% · 16–30 mo 4.10% · 31–60 mo 2.20%

    Credit union · 1 branch

    87CD score#12 in Charlotte, NC-SC metro
  13. Piedmont Advantage Credit Union3–8 mo 3.00% · 9–15 mo 5.00% · 16–30 mo 3.25% · 31–60 mo 3.30%

    Credit union · 2 branches

    86CD score#13 in Charlotte, NC-SC metro
  14. Truliant Federal Credit Union3–8 mo 2.90% · 9–15 mo 5.00% · 16–30 mo 3.15% · 31–60 mo 3.30%

    Credit union · 10 branches

    86CD score#14 in Charlotte, NC-SC metro
  15. Family Trust Federal Credit Union3–8 mo 0.10% · 9–15 mo 3.75% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Credit union · 7 branches

    85CD score#15 in Charlotte, NC-SC metro
  16. Advancial Federal Credit Union3–8 mo 2.68% · 9–15 mo 2.96% · 16–30 mo 3.68% · 31–60 mo 4.66%

    Credit union · 1 branch

    85CD score#16 in Charlotte, NC-SC metro
  17. Carolina Federal Credit Union3–8 mo 3.90% · 9–15 mo 3.75% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Credit union · 1 branch

    83CD score#17 in Charlotte, NC-SC metro
  18. Blue Flame Credit Union3–8 mo 2.65% · 9–15 mo 3.50% · 16–30 mo 3.60% · 31–60 mo 3.90%

    Credit union · 1 branch

    82CD score#18 in Charlotte, NC-SC metro
  19. Latino Community Credit Union3–8 mo 3.20% · 9–15 mo 3.50% · 16–30 mo 3.65% · 31–60 mo 3.75%

    Credit union · 5 branches

    81CD score#19 in Charlotte, NC-SC metro
  20. Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%

    Bank · 23 branches

    81CD score#20 in Charlotte, NC-SC metro
  21. Members Credit Union3–8 mo 3.25% · 9–15 mo 3.45% · 16–30 mo 3.66% · 31–60 mo 3.66%

    Credit union · 2 branches

    81CD score#21 in Charlotte, NC-SC metro
  22. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 63 branches

    81CD score#22 in Charlotte, NC-SC metro
  23. First Citizens Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.05% · 31–60 mo 0.15%

    Bank · 34 branches

    78CD score#23 in Charlotte, NC-SC metro
  24. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 47 branches

    74CD score#24 in Charlotte, NC-SC metro
  25. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 2 branches

    72CD score#25 in Charlotte, NC-SC metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 40 of the 74 institutions with a branch in Charlotte, NC-SC metro have too few rates published or captured to score. Rankings are a preview, not awards.