Credit union · NCUA insured
Allegacy Financial
Top CarrotA $2.6B credit union, the 209th largest of 4,329, headquartered in Winston-Salem, NC, with 185,077 members and 29 branches in North Carolina. Best rates: CDs 5.00% and savings 1.50% APY.
Allegacy Financial Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#1 of 24 in Winston-Salem, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Allegacy Financial
- Headquarters
- 1691 Westbrook Plaza Dr, Winston-Salem, NC 27103-2993
- NCUA charter
- 24438
Branches
29 branches in North Carolina
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North Carolina
29 branches
Winston-Salem area · 20
- WestbrookMain office1691 Westbrook Plaza Dr, Winston-Salem, NC 27103Directions
- Bermuda Run128 Yadkin Valley Rd, Advance, NC 27006Directions
- Allegacy Village6320 Allegacy Way, Clemmons, NC 27012Directions
- West Forsyth High School1735 Lewisville Clemmons Rd, Clemmons, NC 27012Directions
- Glenn High School1600 Union Cross Rd, Kernersville, NC 27284Directions
- Kernersville Mtn212 E Mountain St, Kernersville, NC 27284Directions
- King109 Carmel Dr, King, NC 27021Directions
- Mocksville822 Valley Rd, Mocksville, NC 27028Directions
- Reagan High School3750 Transou Rd, Pfafftown, NC 27040Directions
- Atkins High School3605 Old Greensboro Rd, Winston-Salem, NC 27101Directions
- Biotech575 N Patterson Ave, Winston-Salem, NC 27101Directions
- Carver High School3545 Carver School Rd, Winston-Salem, NC 27105Directions
- Kennedy High School890 E 11th St, Winston-Salem, NC 27101Directions
- Mt Tabor High School342 Petree Rd, Winston-Salem, NC 27106Directions
- North Forsyth High School5705 Shattalon Dr, Winston-Salem, NC 27105Directions
- North Patterson4680 N Patterson Ave, Winston-Salem, NC 27105Directions
- Peace Haven1910 N Peace Haven Rd, Winston-Salem, NC 27106Directions
- Reynolds High School301 N Hawthorne Rd, Winston-Salem, NC 27104Directions
- Stafford Village3390 Sides Branch Rd, Winston-Salem, NC 27127Directions
- Yadkinville912 S State St, Yadkinville, NC 27055Directions
Charlotte area · 5
- Belmont6425 W Wilkinson Blvd Ste F, Belmont, NC 28012Directions
- Charlotte100 Queens Rd, Charlotte, NC 28204Directions
- Charlotte3021 Prosperity Church Rd, Charlotte, NC 28269Directions
- Charlotte307 Unionville Indian Trail Rd W, Indian Trail, NC 28079Directions
- Lake Norman837 Williamson Rd, Mooresville, NC 28117Directions
Greensboro area · 3
- Battleground3314 Battleground Ave, Greensboro, NC 27410Directions
- Spartan Village1101 W Gate City Blvd Ste 205, Greensboro, NC 27403Directions
- Palladium3015 E River Way, High Point, NC 27265Directions
Mount Airy area · 1
- Mt Airy1996 Rockford St Ste 300, Mount Airy, NC 27030Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.44% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.65% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.12% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalNet worth ratio11.44%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.65%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Allegacy Financial are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.