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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Charlotte, NC-SC metro

Showing 1–25 of 38 scored

  1. Top Carrot, Carrot Score 99
    Skyla Credit UnionCDs 97 · Savings 97 · Auto 69 · Cards 61

    Credit union · 13 branches

    99Carrot Score#1 in Charlotte, NC-SC metro
  2. Top Carrot, Carrot Score 95
    Allegacy FinancialCDs 93 · Savings 95 · Auto 86

    Credit union · 5 branches

    95Carrot Score#2 in Charlotte, NC-SC metro
  3. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionCDs 89 · Savings 89 · Auto 92 · Cards 81

    Credit union · 2 branches

    94Carrot Score#3 in Charlotte, NC-SC metro
  4. Top Carrot, Carrot Score 94
    Nova Credit UnionCDs 71 · Savings 88 · Auto 96 · Cards 84

    Credit union · 3 branches

    94Carrot Score#4 in Charlotte, NC-SC metro
  5. Top Carrot, Carrot Score 94
    State Employees' Credit UnionCDs 91 · Savings 89 · Auto 90 · Cards 75

    Credit union · 35 branches

    94Carrot Score#5 in Charlotte, NC-SC metro
  6. Top Carrot, Carrot Score 91
    American Pride BankCDs 88 · Savings 99

    Bank · 1 branch

    91Carrot Score#6 in Charlotte, NC-SC metro
  7. Top Carrot, Carrot Score 91
    Carolinas Telco Federal Credit UnionCDs 89 · Savings 89 · Auto 63 · Cards 65

    Credit union · 5 branches

    91Carrot Score#7 in Charlotte, NC-SC metro
  8. Top Carrot, Carrot Score 89
    Self-Help Credit UnionCDs 88 · Savings 89 · Auto 61 · Cards 65

    Credit union · 3 branches

    89Carrot Score#8 in Charlotte, NC-SC metro
  9. Top Carrot, Carrot Score 89
    Family Trust Federal Credit UnionCDs 85 · Savings 84 · Auto 91 · Cards 69

    Credit union · 7 branches

    89Carrot Score#9 in Charlotte, NC-SC metro
  10. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionCDs 88 · Savings 89 · Auto 73 · Cards 65

    Credit union · 1 branch

    89Carrot Score#10 in Charlotte, NC-SC metro
  11. Top Carrot, Carrot Score 89
    Lion's Share Federal Credit UnionCDs 62 · Savings 87 · Auto 78 · Cards 89

    Credit union · 1 branch

    89Carrot Score#11 in Charlotte, NC-SC metro
  12. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionCDs 88 · Savings 86 · Auto 88 · Cards 81

    Credit union · 1 branch

    88Carrot Score#12 in Charlotte, NC-SC metro
  13. Top Carrot, Carrot Score 87
    Members Credit UnionCDs 81 · Savings 83 · Auto 94

    Credit union · 2 branches

    87Carrot Score#13 in Charlotte, NC-SC metro
  14. Top Carrot, Carrot Score 87
    Carolina Cooperative FCUSavings 84 · Auto 83 · Cards 89

    Credit union · 3 branches

    87Carrot Score#14 in Charlotte, NC-SC metro
  15. Carolina Federal Credit UnionCDs 83 · Savings 89 · Auto 66 · Cards 65

    Credit union · 1 branch

    86Carrot Score#15 in Charlotte, NC-SC metro
  16. Sharonview Federal Credit UnionCDs 70 · Savings 86 · Auto 87

    Credit union · 7 branches

    86Carrot Score#16 in Charlotte, NC-SC metro
  17. Piedmont Advantage Credit UnionCDs 86 · Savings 88 · Auto 69

    Credit union · 2 branches

    86Carrot Score#17 in Charlotte, NC-SC metro
  18. Truliant Federal Credit UnionCDs 86 · Savings 86 · Auto 68 · Cards 60

    Credit union · 10 branches

    85Carrot Score#18 in Charlotte, NC-SC metro
  19. Latino Community Credit UnionCDs 81 · Savings 88 · Auto 61 · Cards 61

    Credit union · 5 branches

    85Carrot Score#19 in Charlotte, NC-SC metro
  20. Blue Flame Credit UnionCDs 82 · Savings 70 · Auto 68 · Cards 84

    Credit union · 1 branch

    82Carrot Score#20 in Charlotte, NC-SC metro
  21. Civic Federal Credit UnionSavings 89 · Auto 75 · Cards 76

    Credit union · 1 branch

    81Carrot Score#21 in Charlotte, NC-SC metro
  22. Huntington BankCDs 72 · Savings 93

    Bank · 2 branches

    80Carrot Score#22 in Charlotte, NC-SC metro
  23. Woodforest National BankCDs 81 · Savings 84

    Bank · 23 branches

    79Carrot Score#23 in Charlotte, NC-SC metro
  24. Advancial Federal Credit UnionCDs 85 · Savings 76 · Auto 69

    Credit union · 1 branch

    75Carrot Score#24 in Charlotte, NC-SC metro
  25. PNCCDs 87 · Savings 60 · Auto 71

    Bank · 13 branches

    75Carrot Score#25 in Charlotte, NC-SC metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 36 of the 74 institutions with a branch in Charlotte, NC-SC metro have too few rates published or captured to score. Rankings are a preview, not awards.