Credit union · NCUA insured
Piedmont Advantage Credit Union
A $382.5M credit union headquartered in Winston-Salem, NC, with 27,779 members and 6 branches in North Carolina. Best rates: CDs 5.00% and savings 1.35% APY.
Piedmont Advantage Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#17 of 38 in Charlotte, NC-SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Piedmont Advantage Credit Union
Formed in 1949 to serve Piedmont Aviation and Piedmont Airlines employees, Winston-Salem, North Carolina-based Piedmont Advantage Credit Union originally operated as Piedmont Aviation Credit Union.
Piedmont Advantage is transitioning and merging with Truliant Federal Credit Union.
- Headquarters
- 3530 Advantage Way, Winston-Salem, NC 27103
- NCUA charter
- 60160
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer or attend school in an eligible community area qualify for membership.
Family and household
- Immediate family members of an eligible member or individuals living in the same household as an eligible member qualify for membership.
Other ways
- Individuals may qualify through another Truliant membership eligibility option.
Cost to join
- Opening a Regular Share Savings Account requires a $5 deposit upon joining.
Branches
6 branches in North Carolina
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North Carolina
6 branches
Winston-Salem area · 2
- Advantage WayMain office3530 Advantage Way, Winston-Salem, NC 27103Directions
- University5610 University Pkwy, Winston-Salem, NC 27105Directions
Charlotte area · 2
- Boyer Street2830 Boyer St, Charlotte, NC 28208Directions
- Mooresville139 S Cardigan Way, Mooresville, NC 28117Directions
Greensboro area · 2
- Eden212 E Kings Hwy, Eden, NC 27288Directions
- Greensboro3717 Battleground Ave, Greensboro, NC 27410Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.50% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.49% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio8.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.50%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.49%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Piedmont Advantage Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.