Credit union · NCUA insured
Latino Community Credit Union CD Rates
Latino Community Credit Union’s best CD rate is 3.95% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Latino Community Credit Union’s CD rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Latino Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latino Community Credit Union
3.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,021
Share Term Certificates Regular
Top rate
Allegacy Financial
5.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $205
2nd-highest rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
Latino Community Credit Union CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.20%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latino Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 3.95%APY · 7 terms
Must be a Latino Community Credit Union member. Interest accrues daily, but is not compounded. Dividends paid out to a separate LCCU account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.35% | $166 |
| 12 months | 3.65% | $365 |
| 18 months | 3.70% | $560 |
| 24 months | 3.80% | $774 |
| 36 months | 3.85% | $1,200 |
| 48 months | 3.88% | $1,645 |
| 60 months | 3.90% | $2,108 |
Sources (3)
- latinoccu.org/products-and-ser…/certificates-of-deposit
- latinoccu.org/products-and-ser…posit/jumbo-certificates
- latinoccu.org/rates
All captured Oct 4, 2026
Share Term Certificates Regular
Up to 3.75%APY · 7 terms
Must be a Latino Community Credit Union member. Interest accrues daily, but is not compounded. Dividends paid out to a separate LCCU account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.20% | $159 |
| 12 months | 3.50% | $350 |
| 18 months | 3.55% | $537 |
| 24 months | 3.65% | $743 |
| 36 months | 3.70% | $1,152 |
| 48 months | 3.73% | $1,578 |
| 60 months | 3.75% | $2,021 |
Sources (3)
- latinoccu.org/products-and-ser…/certificates-of-deposit
- latinoccu.org/products-and-ser…/certificates-of-deposit
- latinoccu.org/rates
All captured Oct 4, 2026
Who can join Latino Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals can qualify for membership by joining the Latino Community Development Center (LCDC) with a one-time $8 individual membership fee, residing in the US, having a valid SSN or ITIN, and possessing a valid government-issued ID.
Cost to join
- A one-time individual membership fee of $8 is required to join the Latino Community Development Center (LCDC).
Membership information collected October 4, 2026.