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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Buffalo, NY metro

Showing 26–50 of 55 scored for Savings

  1. Good Neighbors$1,000 0.01% · $10,000 0.75% · $100,000 0.75%

    Credit union · 2 branches

    80Savings score#26 in Buffalo, NY metro
  2. Griffith Institute Employees Federal Credit Union$1,000 0.55% · $10,000 0.55% · $100,000 0.55%

    Credit union · 1 branch

    80Savings score#26 in Buffalo, NY metro
  3. Town of Cheektowaga Federal Credit Union$1,000 0.40% · $10,000 0.40% · $100,000 0.60%

    Credit union · 1 branch

    76Savings score#28 in Buffalo, NY metro
  4. Gowanda Area Federal Credit Union$1,000 0.40% · $10,000 0.40% · $100,000 0.40%

    Credit union · 1 branch

    76Savings score#29 in Buffalo, NY metro
  5. Greater Woodlawn FCU$1,000 0.35% · $10,000 0.35% · $100,000 0.35%

    Credit union · 1 branch

    75Savings score#30 in Buffalo, NY metro
  6. Niagara Falls Air Force Federal Credit Union$1,000 0.25% · $10,000 0.30% · $100,000 0.45%

    Credit union · 1 branch

    74Savings score#31 in Buffalo, NY metro
  7. HSBC USA$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Bank · 1 branch

    73Savings score#32 in Buffalo, NY metro
  8. Bank of Holland$1,000 0.05% · $10,000 0.15% · $100,000 0.50%

    Bank · 3 branches

    73Savings score#33 in Buffalo, NY metro
  9. AFGM Enterprises Federal Credit Union$1,000 0.25% · $10,000 0.25% · $100,000 0.25%

    Credit union · 1 branch

    71Savings score#34 in Buffalo, NY metro
  10. Amherst Federal Credit Union$1,000 0.25% · $10,000 0.25% · $100,000 0.25%

    Credit union · 1 branch

    71Savings score#34 in Buffalo, NY metro
  11. Cattaraugus County Bank$1,000 0.20% · $10,000 0.20% · $100,000 0.50%

    Bank · 1 branch

    70Savings score#36 in Buffalo, NY metro
  12. Alden State Bank$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Bank · 3 branches

    68Savings score#37 in Buffalo, NY metro
  13. Lockport Schools & Community Federal Credit Union$1,000 0.10% · $10,000 0.15% · $100,000 0.25%

    Credit union · 1 branch

    67Savings score#38 in Buffalo, NY metro
  14. Local 41 IBEW FCU$1,000 0.15% · $10,000 0.15% · $100,000 —

    Credit union · 1 branch

    66Savings score#39 in Buffalo, NY metro
  15. Morton Lane Federal Credit Union$1,000 0.01% · $10,000 0.15% · $100,000 0.50%

    Credit union · 3 branches

    66Savings score#40 in Buffalo, NY metro
  16. Sisters Hospital EFCU$1,000 0.10% · $10,000 0.10% · $100,000 0.12%

    Credit union · 1 branch

    65Savings score#41 in Buffalo, NY metro
  17. EmpireONE Federal Credit Union$1,000 0.05% · $10,000 0.10% · $100,000 0.20%

    Credit union · 2 branches

    63Savings score#42 in Buffalo, NY metro
  18. Citizens Bank$1,000 0.03% · $10,000 0.03% · $100,000 3.50%

    Bank · 23 branches

    62Savings score#43 in Buffalo, NY metro
  19. NBT Bank$1,000 0.03% · $10,000 0.03% · $100,000 1.76%

    Bank · 13 branches

    62Savings score#44 in Buffalo, NY metro
  20. North Towns FCU$1,000 0.05% · $10,000 0.05% · $100,000 0.15%

    Credit union · 2 branches

    62Savings score#45 in Buffalo, NY metro
  21. Encompass Niagara Federal Credit Union$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 1 branch

    61Savings score#46 in Buffalo, NY metro
  22. Niagara Falls Teachers Federal Credit Union$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 1 branch

    61Savings score#46 in Buffalo, NY metro
  23. Niagara Regional FCU$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 2 branches

    61Savings score#46 in Buffalo, NY metro
  24. Niagara's Choice$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 5 branches

    61Savings score#46 in Buffalo, NY metro
  25. Bank of America$1,000 0.04% · $10,000 0.04% · $100,000 0.04%

    Bank · 16 branches

    60Savings score#50 in Buffalo, NY metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 23 of the 78 institutions with a branch in Buffalo, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.