Niagara Falls Air Force Federal Credit Union Savings & Money Market Rates

How Niagara Falls Air Force Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Buffalo, NY, where Niagara Falls Air Force Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Niagara Falls Air Force Federal Credit Union
0.30%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$30
Money Market Account
Top rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates
2nd-highest rate
Northwest Bank
4.00%APY
Requires
None
Minimum
$1
Earns on $10,000 a year
$400
Northwest Bank rates

Compare savings rates near you →

Savings score

Higher than 35% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0000.30%
$100,000 balance$100,0000.45%
QualifiedQualified0.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Niagara Falls Air Force Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.30%APY

Must maintain a minimum balance of $5,000. Dividends paid monthly. Fees may reduce earnings.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$5,000 – $25,000Dividends paid monthly.	0.30%	$30	Dividends paid monthly.
$25,000 and upDividends paid monthly.	0.45%	—	Dividends paid monthly.

Sources (2)

All captured Sep 17, 2026

Shares Accounts (savings)

0.25%APY

Dividends are calculated by average daily balance method and may change quarterly. Fees may reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$250 and upMinimum balance of $250.00 required to obtain the disclosed annual percentage yield.$250 and up	0.25%	$25	Minimum balance of $250.00 required to obtain the disclosed annual percentage yield.

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

Club Accounts

0.20%APYClub

Fees may reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceFees may reduce earnings.Any balance	0.20%	$20	Fees may reduce earnings.

Sources (1)

niagarafallsafcu.com/share-accounts-2/share-rates · captured Sep 17, 2026

Youth Accounts

0.20%APYKids and teens$50 to open

Fees may reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceFees may reduce earnings.Any balance	0.20%	$20	Fees may reduce earnings.

Sources (1)

niagarafallsafcu.com/share-accounts-2/share-rates · captured Sep 17, 2026

Who can join Niagara Falls Air Force Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Full time base contracted employees are eligible for membership.
Falcon Club employees are eligible for membership.

Military, government and schools

Employees of the 107th Air National Guard are eligible for membership.
Employees of the 914th Air Wing are eligible for membership.
Employees of the Buffalo Army Corp. of Engineers are eligible for membership.
Members of all branches of the military (active or retired) are eligible for membership.

1 more way to join

Family and household

Spouses, children, grandchildren, brothers and sisters, parents, and grandparents of members are eligible for membership.

Cost to join

Membership requires an initial share deposit of $5.00 representing the shareholder's interest in the credit union.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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