Credit union · NCUA insured
Good Neighbors Savings Rates
Top CarrotGood Neighbors’s best savings rate is 0.75% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Good Neighbors’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Good Neighbors has the most branches. $10,000, best rate first.
This credit union’s best
Good Neighbors
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market Account
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Good Neighbors savings score
80
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Good Neighbors ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.75%APY
A minimum balance of $2,500 is required to earn dividends. Dividends are calculated on average daily balances of $2,500.00 or more and declared monthly based on available earnings. A maximum of 3 withdrawals are allowed per month; each additional withdrawal incurs a $10.00 fee. A $10.00 fee is assessed to balances that fall below $2,500.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upRates are variable and declared monthly based on available earnings. Applies to average daily balances greater than $2,500.00.$2,500 and up | 0.75% | $75 | Rates are variable and declared monthly based on available earnings. Applies to average daily balances greater than $2,500.00. |
Sources (2)
All captured Sep 17, 2026
Regular and Special Use Savings Accounts
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are variable and are declared quarterly based on available earnings.Any balance | 0.01% | $1 | Rates are variable and are declared quarterly based on available earnings. |
Sources (2)
All captured Sep 17, 2026
Who can join Good Neighbors
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Erie County are eligible to join.
Family and household
- Immediate family members of current members are eligible to join.
Membership information collected October 5, 2026.