Credit union · NCUA insured
Lockport Schools & Community Federal Credit Union
A $26.4M credit union headquartered in Lockport, NY, with 1,689 members and 1 branch in New York. Best rates: CDs 3.00% and savings 0.15% APY.
Lockport Schools & Community Federal Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#48 of 52 in Buffalo, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lockport Schools & Community Federal Credit Union
- Headquarters
- 360 S Transit St, Lockport, NY 14094-4848
- NCUA charter
- 17372
Branches
1 branch in New York
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New York
1 branch
- Lockport Schools & Community FCUMain office360 S Transit St, Lockport, NY 14094Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio9.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lockport Schools & Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.