Credit union · NCUA insured
Sisters Hospital EFCU Savings Rates
Sisters Hospital EFCU’s best savings rate is 0.10% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How Sisters Hospital EFCU’s savings rates compare
Compared with banks and credit unions near Buffalo, NY, where Sisters Hospital EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Sisters Hospital EFCU
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Shares
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Sisters Hospital EFCU savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.12%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sisters Hospital EFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.10%APY
A minimum balance of $5.00 is required in Regular Account to be considered a member. $1.00 service charge to open an account ($2.00 for joint accounts). 12 free withdrawals per calendar year, then $2.00 service charge per additional withdrawal (waived for members with loans in good standing and/or balance of $1,500 or more). Minimum withdrawal is $25.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $10,000 | 0.10% | $10 |
| $10,001 and up | 0.12% | — |
Sources (1)
- shefcu.org/accounts.html · captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Runs from first pay period in October to last pay period in September. $10.00 service charge each time funds are withdrawn before October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $10,000 | 0.10% | $10 |
| $10,001 and up | 0.12% | — |
Sources (1)
- shefcu.org/accounts.html · captured Oct 16, 2026
Vacation Club
0.10%APY
May be opened at anytime with any amount. Minimum withdrawal is $25.00. Two free withdrawals per calendar year, then $5.00 service charge each for additional withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $10,000 | 0.10% | $10 |
| $10,001 and up | 0.12% | — |
Sources (1)
- shefcu.org/accounts.html · captured Oct 16, 2026
Who can join Sisters Hospital EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Family members of eligible members/employees are eligible to join.
- Household members living in the same home as a single economic unit are eligible for membership.
Membership information collected October 5, 2026.