Credit union · NCUA insured
Greater Woodlawn FCU Savings Rates
Top CarrotGreater Woodlawn FCU’s best savings rate is 0.35% APY on $10,000, with its Regular Share Savings. Rates checked October 16, 2026.
How Greater Woodlawn FCU’s savings rates compare
Compared with banks and credit unions near Jamestown, NY, where Greater Woodlawn FCU has the most branches. $10,000, best rate first.
This credit union’s best
Greater Woodlawn FCU
0.35%APY
- Minimum
- $5
- Earns on $10,000 a year
- $35
Regular Share Savings
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Greater Chautauqua Federal Credit Union
3.39%APY
- Minimum
- $25
- Earns on $10,000 a year
- $339
Greater Woodlawn FCU savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Woodlawn FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.35%APY
Membership eligibility required. $5 minimum deposit plus a $5 membership fee/new account fee required to join and open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum Balance of $1,000 required to earn dividends. Fees could reduce account dividend earnings.$1,000 and up | 0.35% | $35 | Minimum Balance of $1,000 required to earn dividends. Fees could reduce account dividend earnings. |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
IRA Savings
0.35%APY
Available as Traditional, Roth, or Coverdell Education IRAs. Deposits can be made by mail, in person, or by payroll deduction.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees could reduce account dividend earnings.Any balance | 0.35% | $35 | Fees could reduce account dividend earnings. |
Christmas Club
0.10%APY
Funds plus dividends can be automatically transferred to your share account in November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upMinimum Balance of $1,500 required to earn dividends. Fees could reduce account dividend earnings.$1,500 and up | 0.10% | $10 | Minimum Balance of $1,500 required to earn dividends. Fees could reduce account dividend earnings. |
Vacation Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upMinimum Balance of $1,500 required to earn dividends. Fees could reduce account dividend earnings.$1,500 and up | 0.10% | $10 | Minimum Balance of $1,500 required to earn dividends. Fees could reduce account dividend earnings. |
Who can join Greater Woodlawn FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Dunkirk, NY and the bounded portion of the Town of Pomfret, NY are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses/legal entities located in the bounded portion of the Town of Hanover, NY are eligible for membership.
- Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Jamestown, NY are eligible for membership.
- Persons who live, work, or attend school in, and businesses/legal entities located in the Towns of Chautauqua, Portland, Stockton, and Westfield, New York are eligible for membership.
Employers and groups
- Employees of Buffalo Computer Graphics, Inc. are eligible for membership.
- Employees of Dahlstrom Manufacturing Co., Inc. who work in Jamestown, New York are eligible for membership.
10 more ways to join
Employers and groups
- Employees of Ford Motor Company (Buffalo Stamping Plant, Buffalo sales/service centers, or Williamsville parts depot) and employees of A. R. A. Services of Western New York at the Buffalo Stamping Plant are eligible for membership.
- Employees of various participating companies and municipal bodies in Falconer, Frewsburg, Busti, Celeron, and Jamestown, NY, as well as regular members of AARP or Loyal Order of Moose in Jamestown, NY, are eligible for membership.
- Employees of Southern Tier Environments for Living, Inc. working at listed facilities in Gowanda, Dunkirk, or Jamestown, NY are eligible for membership.
- Members of Blasdell/Hamburg Taxpayers' Association, Inc. in Blasdell, NY or Scranton - McKinley Taxpayers Association in Hamburg, NY are eligible for membership.
- Employees of Taylor-Pohlman, Inc. who work in Orchard Park, New York are eligible for membership.
- Employees of Ten Lives Club LLC are eligible for membership.
- Employees of Weber Knapp Company who work in Jamestown, New York are eligible for membership.
Military, government and schools
- Members of American Legion Post No. 777 in Celeron, NY and Post No. 1286 in Lakewood, NY are eligible for membership.
- Employees and members of listed government agencies, organizations, and businesses (including NYS DEC, NYS DOT, Chautauqua County Police Organizations Assn, I.L.S. Veterans Club, Lakewood Area Chamber of Commerce, and others) are eligible for membership.
Family and household
- Immediate family or household members of eligible persons, spouses of persons who died while in the field of membership, credit union employees, and pensioners/annuitants from eligible employment are eligible for membership.
Membership information collected October 5, 2026.